DEMZ vs DFAC

ADEMZ

BDFAC

Measures won2–4DFAC wins · of 6 · 5Y

$10,000 · 5Y$17,156VOO · DEMZ $17,056

Lowest cost0.03%VOO · $3 on $10k

Most income1.10%VOO · $110 on $10k

Smallest drop−8.5%DFAC · worst fall in 1Y

Held in common21.6%DEMZ and DFAC

DEMZ

DFAC

Democratic Large Cap Core ETF · $69MDimensional - US Core Equity 2 ETF · $89.2B

+22.4%3 years · per year$18,355 · $17,812+21.2%

+11.3%5 years · per year$17,056 · $16,526+10.6%

0.45%Expense ratio$45 · $21 on $10k · lower wins0.21%

0.89%12-mo yield$89 · $90 on $10k0.90%

−12.3%Worst dropSmaller wins−8.5%

15.4%VolatilityLower wins12.9%

2–4DFAC wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDEMZ · DFAC

5.4%MSFT5.0%

5.0%AAPL5.8%

4.4%NVDA5.1%

3.4%META1.9%

Held in common21.6%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	ADEMZ	Democratic Large Cap Core ETFRead Desk	0.45%	0.89%	−4.2%	+9.1%	+10.1%	+22.4%	+11.3%	−12.3%	$69M
3	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	−4.0%	+11.2%	+14.3%	+21.2%	+10.6%	−8.5%	$89.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	ADEMZ	Democratic Large Cap Core ETFRead Desk	0.45%	0.89%	−4.2%	+9.1%	+10.1%	+22.4%	+11.3%	−12.3%	$69M
3	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	−4.0%	+11.2%	+14.3%	+21.2%	+10.6%	−8.5%	$89.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DEMZ vs DFAC

DEMZ

Democratic Large Cap Core

$17,057

DFAC

Dimensional - US Core Equity 2

$16,526

MeasureDEMZDFAC

Fee0.45%0.21%

Cost on $10k a year$45$21

Yield0.89%0.90%

5 years, per year+11.3%+10.6%

3 years, per year+22.4%+21.2%

Worst drop · 1Y−12.3%−8.5%

Volatility · 1Y15.4%12.9%

3–2measures won
DFAC first

21.6%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: DEMZ, DFAC, VOO

Today

67.8%most shared, DFAC and VOO

DEMZDFACVOO

DEMZ—21.6%27.5%

DFAC21.6%—67.8%

VOO27.5%67.8%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$107most kept, VOO

VOO$110 − $3 = $107

DFAC$90 − $21 = $69

DEMZ$89 − $45 = $44

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee