DFAC vs HAPI

ADFAC

BHAPI

Measures won2–3HAPI wins · of 6 · 5Y

$10,000 · 5Y$16,976DFAC

Lowest cost0.21%DFAC · $21 on $10k

Most income0.88%DFAC · $88 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common41.5%DFAC and HAPI

DFAC

HAPI

Dimensional - US Core Equity 2 ETF · $87.6BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $491M

+23.0%3 years · per year$18,595 · $18,900+23.6%

+11.2%5 years · per year$16,976 · […][…]

0.21%Expense ratio$21 · $35 on $10k · lower wins0.35%

0.88%12-mo yield$88 · $79 on $10k0.79%

−8.5%Worst dropSmaller wins−8.1%

12.2%VolatilityLower wins12.1%

2–3HAPI wins

$10,000 · 5 yearsOne scale

Shared top holdingsDFAC · HAPI

5.7%AAPL6.0%

5.2%NVDA5.0%

4.7%MSFT5.8%

2.5%AMZN5.6%

Held in common41.5%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	ADFAC	Dimensional - US Core Equity 2 ETFRead Desk		0.21%	0.88%	+0.1%	+14.1%	+16.0%	+23.0%	+11.2%	−8.5%	$87.6B
2	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk		0.35%	0.79%	+0.3%	+10.1%	+11.0%	+23.6%	new	−8.1%	$491M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	ADFAC	Dimensional - US Core Equity 2 ETFRead Desk		0.21%	0.88%	+0.1%	+14.1%	+16.0%	+23.0%	+11.2%	−8.5%	$87.6B
2	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk		0.35%	0.79%	+0.3%	+10.1%	+11.0%	+23.6%	new	−8.1%	$491M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFAC vs HAPI

DFAC

Dimensional - US Core Equity 2

$16,976

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureDFACHAPI

Fee0.21%0.35%

Cost on $10k a year$21$35

Yield0.88%0.79%

5 years, per year+11.2%[…]

3 years, per year+23.0%+23.6%

Worst drop · 1Y−8.5%−8.1%

Volatility · 1Y12.2%12.1%

3–2measures won
HAPI first

41.5%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

Overlap: DFAC, HAPI

Today

41.5%most shared, DFAC and HAPI

DFACHAPI

DFAC—41.5%

HAPI41.5%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$67most kept, DFAC

DFAC$88 − $21 = $67

HAPI$79 − $35 = $44

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee