DFAC vs SPYM

ADFAC

BSPYM

Measures won2–4SPYM wins · of 6 · 5Y

$10,000 · 5Y$18,126SPYM · VOO $18,115

Lowest cost0.02%SPYM · $2 on $10k

Most income1.05%VOO · $105 on $10k

Smallest drop−8.5%DFAC · worst fall in 1Y

Held in common69.0%DFAC and SPYM

DFAC

SPYM

Dimensional - US Core Equity 2 ETF · $89.2BState Street SPDR Portfolio S&P 500 ETF · $182B

+23.2%3 years · per year$18,682 · $19,186+24.3%

+11.7%5 years · per year$17,417 · $18,126+12.6%

0.21%Expense ratio$21 · $2 on $10k · lower wins0.02%

0.87%12-mo yield$87 · $101 on $10k1.01%

−8.5%Worst dropSmaller wins−8.9%

12.3%VolatilityLower wins12.8%

2–4SPYM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDFAC · SPYM

5.6%AAPL7.4%

5.3%NVDA7.7%

4.8%MSFT5.9%

2.6%AMZN3.8%

Held in common69.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.01%	+1.7%	+13.4%	+13.5%	+24.3%	+12.6%	−8.9%	$181.7B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
3	ADFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.87%	+1.5%	+15.8%	+17.7%	+23.2%	+11.7%	−8.5%	$89.2B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.01%	+1.7%	+13.4%	+13.5%	+24.3%	+12.6%	−8.9%	$181.7B
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
3	ADFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.87%	+1.5%	+15.8%	+17.7%	+23.2%	+11.7%	−8.5%	$89.2B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFAC vs SPYM

DFAC

Dimensional - US Core Equity 2

$17,417

SPYM

SPDR Portfolio S&P 500

$18,126

MeasureDFACSPYM

Fee0.21%0.02%

Cost on $10k a year$21$2

Yield0.87%1.01%

5 years, per year+11.7%+12.6%

3 years, per year+23.2%+24.3%

Worst drop · 1Y−8.5%−8.9%

Volatility · 1Y12.3%12.8%

4–2measures won
SPYM first

69.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: DFAC, SPYM, VOO

Today

94.5%most shared, SPYM and VOO

DFACSPYMVOO

DFAC—69.0%67.6%

SPYM69.0%—94.5%

VOO67.6%94.5%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$102most kept, VOO

VOO$105 − $3 = $102

SPYM$101 − $2 = $99

DFAC$87 − $21 = $66

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee