DFAC vs VTI
5YDimensional - US Core Equity 2 ETF · $85.7BVanguard Morningstar Total Stock Market ETF · $689B
+21.0%3 years · per year$17,722 · $18,004+21.7%
+10.6%5 years · per year$16,525 · $16,375+10.4%
0.21%Expense ratio$21 · $3 on $10k · lower wins0.03%
0.90%12-mo yield$90 · $109 on $10k1.09%
−8.5%Worst dropSmaller wins−8.9%
12.9%VolatilityLower wins13.7%
3–3Level
$10,000 · 5 yearsAll three, one scale
Shared top holdingsDFAC · VTI
5.9%AAPL6.6%
5.0%MSFT5.2%
4.8%NVDA7.1%
2.7%AMZN3.3%
Held in common72.6%
End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two