DFAL vs VV · Compare Desk

AVV

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,688SPY · VV $17,405

Lowest cost0.03%VV · $3 on $10k

Most income1.04%VV · $104 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common93.5%VV and SPY

VV vs SPY

SPY

Vanguard Morningstar Large-Cap ETF · $54.1BState Street SPDR S&P 500 ETF · $798B

+24.3%3 years · per year$19,187 · $19,046+24.0%

+11.7%5 years · per year$17,405 · $17,688+12.1%

0.03%Expense ratio$3 · $9 on $10k · lower wins0.09%

1.04%12-mo yield$104 · $101 on $10k1.01%

−9.2%Worst dropSmaller wins−8.9%

12.9%VolatilityLower wins12.8%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsVV · SPY

8.1%NVDA7.8%

7.5%AAPL7.7%

5.9%MSFT5.9%

3.7%AMZN3.6%

Held in common93.5%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.01%	+0.3%	+11.5%	+11.8%	+24.0%	+12.1%	−8.9%	$798.0B
2	AVV	Vanguard Morningstar Large-Cap ETFRead Desk		0.03%	1.04%	+0.4%	+11.3%	+11.3%	+24.3%	+11.7%	−9.2%	$54.1B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.01%	+0.3%	+11.5%	+11.8%	+24.0%	+12.1%	−8.9%	$798.0B
2	AVV	Vanguard Morningstar Large-Cap ETFRead Desk		0.03%	1.04%	+0.4%	+11.3%	+11.3%	+24.3%	+11.7%	−9.2%	$54.1B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VV vs SPY

Vanguard Morningstar Large-Cap

$17,405

SPY

SPDR S&P 500

$17,688

MeasureVVSPY

Fee0.03%0.09%

Cost on $10k a year$3$9

Yield1.04%1.01%

5 years, per year+11.7%+12.1%

3 years, per year+24.3%+24.0%

Worst drop · 1Y−9.2%−8.9%

Volatility · 1Y12.9%12.8%

3–2measures won
SPY first

93.5%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

Overlap: VV, SPY

Today

93.5%most shared, VV and SPY

VVSPY

VV—93.5%

SPY93.5%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$101most kept, VV

VV$104 − $3 = $101

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee