DFAT vs SPY

ADFAT

BSPY

Measures won1–5SPY wins · of 6 · 5Y

$10,000 · 5Y$17,493SPY · VTI $16,697

Lowest cost0.03%VTI · $3 on $10k

Most income1.32%DFAT · $132 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.7%DFAT and SPY

DFAT

SPY

Dimensional - US Targeted Value ETF · $31.7BState Street SPDR S&P 500 ETF · $778B

+18.0%3 years · per year$16,444 · $18,118+21.9%

+9.8%5 years · per year$15,930 · $17,493+11.8%

0.31%Expense ratio$31 · $9 on $10k · lower wins0.09%

1.32%12-mo yield$132 · $101 on $10k1.01%

−9.6%Worst dropSmaller wins−8.9%

14.8%VolatilityLower wins13.7%

1–5SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDFAT · SPY

0.0%VTRS0.0%

0.4%SWKS0.0%

0.7%BALL0.0%

0.4%RVTY0.0%

Held in common0.7%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	ADFAT	Dimensional - US Targeted Value ETFRead Desk	0.31%	1.32%	+2.4%	+19.3%	+26.4%	+18.0%	+9.8%	−9.6%	$31.7B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	ADFAT	Dimensional - US Targeted Value ETFRead Desk	0.31%	1.32%	+2.4%	+19.3%	+26.4%	+18.0%	+9.8%	−9.6%	$31.7B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFAT vs SPY

DFAT

Dimensional - US Targeted Value

$15,930

SPY

SPDR S&P 500

$17,493

MeasureDFATSPY

Fee0.31%0.09%

Cost on $10k a year$31$9

Yield1.32%1.01%

5 years, per year+9.8%+11.8%

3 years, per year+18.0%+21.9%

Worst drop · 1Y−9.6%−8.9%

Volatility · 1Y14.8%13.7%

5–1measures won
SPY first

0.7%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: DFAT, SPY, VTI

Today

86.0%most shared, SPY and VTI

DFATSPYVTI

DFAT—0.7%3.7%

SPY0.7%—86.0%

VTI3.7%86.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$103most kept, VTI

VTI$106 − $3 = $103

DFAT$132 − $31 = $101

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee