DFEM vs IEFA

ADFEM

BIEFA

Measures won1–4IEFA wins · of 6 · 5Y

$10,000 · 5Y$15,497VEA · IEFA $14,909

Lowest cost0.03%VEA · $3 on $10k

Most income3.36%IEFA · $336 on $10k

Smallest drop−11.5%IEFA · worst fall in 1Y

Held in common0.0%DFEM and IEFA

DFEM

IEFA

Dimensional - Emerging Markets Core Equity 2 ETF · $8.6BiShares Core MSCI EAFE ETF · $187B

+19.0%3 years · per year$16,867 · $16,823+18.9%

[…]5 years · per year[…] · $14,909+8.3%

0.39%Expense ratio$39 · $7 on $10k · lower wins0.07%

2.14%12-mo yield$214 · $336 on $10k3.36%

−17.0%Worst dropSmaller wins−11.5%

24.3%VolatilityLower wins16.5%

1–4IEFA wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDFEM · IEFA

0.0%MTLN.L0.0%

0.0%1860.HK0.0%

0.0%1729.HK0.0%

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$187.1B
3	ADFEM	Dimensional - Emerging Markets Core Equity 2 ETFRead Desk	0.39%	2.14%	+3.0%	+11.2%	+12.9%	+19.0%	new	−17.0%	$8.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$187.1B
3	ADFEM	Dimensional - Emerging Markets Core Equity 2 ETFRead Desk	0.39%	2.14%	+3.0%	+11.2%	+12.9%	+19.0%	new	−17.0%	$8.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFEM vs IEFA

DFEM

Dimensional - Emerging Markets Core Equity 2

[…]

IEFA

iShares Core MSCI EAFE

$14,909

MeasureDFEMIEFA

Fee0.39%0.07%

Cost on $10k a year$39$7

Yield2.14%3.36%

5 years, per year[…]+8.3%

3 years, per year+19.0%+18.9%

Worst drop · 1Y−17.0%−11.5%

Volatility · 1Y24.3%16.5%

4–1measures won
IEFA first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: DFEM, IEFA, VEA

Today

71.0%most shared, IEFA and VEA

DFEMIEFAVEA

DFEM—0.0%8.5%

IEFA0.0%—71.0%

VEA8.5%71.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$329most kept, IEFA

IEFA$336 − $7 = $329

VEA$244 − $3 = $241

DFEM$214 − $39 = $175

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee