DFEM vs VOO

ADFEM

BVOO

Measures won1–4VOO wins · of 6 · 5Y

$10,000 · 5Y$17,156VOO · SPY $17,099

Lowest cost0.03%VOO · $3 on $10k

Most income2.24%DFEM · $224 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.0%DFEM and VOO

DFEM

VOO

Dimensional - Emerging Markets Core Equity 2 ETF · $8.8BVanguard S&P 500 ETF · $1.00T

+18.3%3 years · per year$16,555 · $18,224+22.1%

[…]5 years · per year[…] · $17,156+11.4%

0.39%Expense ratio$39 · $3 on $10k · lower wins0.03%

2.24%12-mo yield$224 · $110 on $10k1.10%

−17.0%Worst dropSmaller wins−8.9%

24.1%VolatilityLower wins13.5%

1–4VOO wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDFEM · VOO

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	ADFEM	Dimensional - Emerging Markets Core Equity 2 ETFRead Desk	0.39%	2.24%	−5.6%	+6.4%	+8.3%	+18.3%	new	−17.0%	$8.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	ADFEM	Dimensional - Emerging Markets Core Equity 2 ETFRead Desk	0.39%	2.24%	−5.6%	+6.4%	+8.3%	+18.3%	new	−17.0%	$8.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFEM vs VOO

DFEM

Dimensional - Emerging Markets Core Equity 2

[…]

VOO

Vanguard S&P 500

$17,156

MeasureDFEMVOO

Fee0.39%0.03%

Cost on $10k a year$39$3

Yield2.24%1.10%

5 years, per year[…]+11.4%

3 years, per year+18.3%+22.1%

Worst drop · 1Y−17.0%−8.9%

Volatility · 1Y24.1%13.5%

4–1measures won
VOO first

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: DFEM, VOO, SPY

Today

93.5%most shared, VOO and SPY

DFEMVOOSPY

DFEM—0.0%0.0%

VOO0.0%—93.5%

SPY0.0%93.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$185most kept, DFEM

DFEM$224 − $39 = $185

VOO$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee