DFIC vs EFA

ADFIC

BEFA

Measures won4–1DFIC wins · of 6 · 5Y

$10,000 · 5Y$15,117EFA · IEMG $13,648

Lowest cost0.09%IEMG · $9 on $10k

Most income3.21%EFA · $321 on $10k

Smallest drop−11.0%DFIC · worst fall in 1Y

Held in common44.8%DFIC and EFA

DFIC

EFA

Dimensional - International Core Equity 2 ETF · $15.1BiShares MSCI EAFE ETF · $75.5B

+21.1%3 years · per year$17,765 · $16,732+18.7%

[…]5 years · per year[…] · $15,117+8.6%

0.22%Expense ratio$22 · $32 on $10k · lower wins0.32%

2.51%12-mo yield$251 · $321 on $10k3.21%

−11.0%Worst dropSmaller wins−11.4%

15.2%VolatilityLower wins16.6%

4–1DFIC wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDFIC · EFA

0.7%TTE.PA0.8%

0.7%ROP.SW1.6%

0.7%NESN.SW1.3%

0.5%ALV.DE0.9%

Held in common44.8%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$75.5B
2	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$142.1B
3	ADFIC	Dimensional - International Core Equity 2 ETFRead Desk	0.22%	2.51%	+2.8%	+12.4%	+19.2%	+21.1%	new	−11.0%	$15.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$75.5B
2	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$142.1B
3	ADFIC	Dimensional - International Core Equity 2 ETFRead Desk	0.22%	2.51%	+2.8%	+12.4%	+19.2%	+21.1%	new	−11.0%	$15.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFIC vs EFA

DFIC

Dimensional - International Core Equity 2

[…]

EFA

iShares MSCI EAFE

$15,117

MeasureDFICEFA

Fee0.22%0.32%

Cost on $10k a year$22$32

Yield2.51%3.21%

5 years, per year[…]+8.6%

3 years, per year+21.1%+18.7%

Worst drop · 1Y−11.0%−11.4%

Volatility · 1Y15.2%16.6%

4–1measures won
DFIC first

44.8%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$142B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: DFIC, EFA, IEMG

Today

44.8%most shared, DFIC and EFA

DFICEFAIEMG

DFIC—44.8%0.0%

EFA44.8%—0.0%

IEMG0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$289most kept, EFA

EFA$321 − $32 = $289

IEMG$242 − $9 = $233

DFIC$251 − $22 = $229

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee