DFIC vs EFA

ADFIC

BEFA

Measures won4–1DFIC wins · of 6 · 5Y

$10,000 · 5Y$15,147VEA · EFA $14,850

Lowest cost0.03%VEA · $3 on $10k

Most income3.28%EFA · $328 on $10k

Smallest drop−11.0%DFIC · worst fall in 1Y

Held in common44.7%DFIC and EFA

DFIC

EFA

Dimensional - International Core Equity 2 ETF · $15.4BiShares MSCI EAFE ETF · $76.1B

+21.4%3 years · per year$17,913 · $16,864+19.0%

[…]5 years · per year[…] · $14,850+8.2%

0.22%Expense ratio$22 · $32 on $10k · lower wins0.32%

2.56%12-mo yield$256 · $328 on $10k3.28%

−11.0%Worst dropSmaller wins−11.4%

14.9%VolatilityLower wins16.3%

4–1DFIC wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDFIC · EFA

0.7%TTE.PA0.8%

0.7%ROP.SW1.6%

0.7%NESN.SW1.3%

0.5%ALV.DE0.9%

Held in common44.7%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.28%	−2.9%	+8.6%	+13.5%	+19.0%	+8.2%	−11.4%	$76.1B
3	ADFIC	Dimensional - International Core Equity 2 ETFRead Desk	0.22%	2.56%	−2.7%	+10.2%	+17.4%	+21.4%	new	−11.0%	$15.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.28%	−2.9%	+8.6%	+13.5%	+19.0%	+8.2%	−11.4%	$76.1B
3	ADFIC	Dimensional - International Core Equity 2 ETFRead Desk	0.22%	2.56%	−2.7%	+10.2%	+17.4%	+21.4%	new	−11.0%	$15.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFIC vs EFA

DFIC

Dimensional - International Core Equity 2

[…]

EFA

iShares MSCI EAFE

$14,850

MeasureDFICEFA

Fee0.22%0.32%

Cost on $10k a year$22$32

Yield2.56%3.28%

5 years, per year[…]+8.2%

3 years, per year+21.4%+19.0%

Worst drop · 1Y−11.0%−11.4%

Volatility · 1Y14.9%16.3%

4–1measures won
DFIC first

44.7%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: DFIC, EFA, VEA

Today

63.4%most shared, EFA and VEA

DFICEFAVEA

DFIC—44.7%47.6%

EFA44.7%—63.4%

VEA47.6%63.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$296most kept, EFA

EFA$328 − $32 = $296

VEA$250 − $3 = $247

DFIC$256 − $22 = $234

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee