DFIC vs IEFA

ADFIC

BIEFA

Measures won3–2DFIC wins · of 6 · 5Y

$10,000 · 5Y$14,909IEFA · VXUS $14,758

Lowest cost0.05%VXUS · $5 on $10k

Most income3.36%IEFA · $336 on $10k

Smallest drop−11.0%DFIC · worst fall in 1Y

Held in common52.8%DFIC and IEFA

DFIC

IEFA

Dimensional - International Core Equity 2 ETF · $15.4BiShares Core MSCI EAFE ETF · $193B

+21.1%3 years · per year$17,765 · $16,823+18.9%

[…]5 years · per year[…] · $14,909+8.3%

0.22%Expense ratio$22 · $7 on $10k · lower wins0.07%

2.51%12-mo yield$251 · $336 on $10k3.36%

−11.0%Worst dropSmaller wins−11.5%

15.2%VolatilityLower wins16.5%

3–2DFIC wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDFIC · IEFA

0.7%TTE.PA0.7%

0.7%ROP.SW1.4%

0.7%NESN.SW1.1%

0.5%ALV.DE0.8%

Held in common52.8%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$192.8B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
3	ADFIC	Dimensional - International Core Equity 2 ETFRead Desk	0.22%	2.51%	+2.8%	+12.4%	+19.2%	+21.1%	new	−11.0%	$15.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$192.8B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
3	ADFIC	Dimensional - International Core Equity 2 ETFRead Desk	0.22%	2.51%	+2.8%	+12.4%	+19.2%	+21.1%	new	−11.0%	$15.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFIC vs IEFA

DFIC

Dimensional - International Core Equity 2

[…]

IEFA

iShares Core MSCI EAFE

$14,909

MeasureDFICIEFA

Fee0.22%0.07%

Cost on $10k a year$22$7

Yield2.51%3.36%

5 years, per year[…]+8.3%

3 years, per year+21.1%+18.9%

Worst drop · 1Y−11.0%−11.5%

Volatility · 1Y15.2%16.5%

3–2measures won
DFIC first

52.8%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$58.0B

2–0IXUS wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: DFIC, IEFA, VXUS

Today

52.8%most shared, DFIC and IEFA

DFICIEFAVXUS

DFIC—52.8%37.5%

IEFA52.8%—49.8%

VXUS37.5%49.8%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$329most kept, IEFA

IEFA$336 − $7 = $329

VXUS$239 − $5 = $234

DFIC$251 − $22 = $229

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee