DFIC vs SCHF

ADFIC

BSCHF

Measures won3–2DFIC wins · of 6 · 5Y

$10,000 · 5Y$15,685SCHF · VXUS $14,758

Lowest cost0.03%SCHF · $3 on $10k

Most income3.10%SCHF · $311 on $10k

Smallest drop−11.0%DFIC · worst fall in 1Y

Held in common48.5%DFIC and SCHF

DFIC

SCHF

Dimensional - International Core Equity 2 ETF · $15.1BSchwab International Equity ETF · $65.8B

+21.1%3 years · per year$17,765 · $17,539+20.6%

[…]5 years · per year[…] · $15,685+9.4%

0.22%Expense ratio$22 · $3 on $10k · lower wins0.03%

2.51%12-mo yield$251 · $311 on $10k3.10%

−11.0%Worst dropSmaller wins−11.5%

15.2%VolatilityLower wins18.4%

3–2DFIC wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsDFIC · SCHF

0.7%ROP.SW1.2%

0.7%NESN.SW1.0%

0.6%RY.TO1.0%

0.7%TTE.PA0.6%

Held in common48.5%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.10%	+2.9%	+13.6%	+19.1%	+20.6%	+9.4%	−11.5%	$65.8B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$142.1B
4	ADFIC	Dimensional - International Core Equity 2 ETFRead Desk	0.22%	2.51%	+2.8%	+12.4%	+19.2%	+21.1%	new	−11.0%	$15.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.10%	+2.9%	+13.6%	+19.1%	+20.6%	+9.4%	−11.5%	$65.8B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$142.1B
4	ADFIC	Dimensional - International Core Equity 2 ETFRead Desk	0.22%	2.51%	+2.8%	+12.4%	+19.2%	+21.1%	new	−11.0%	$15.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFIC vs SCHF

DFIC

Dimensional - International Core Equity 2

[…]

SCHF

Schwab International Equity

$15,685

MeasureDFICSCHF

Fee0.22%0.03%

Cost on $10k a year$22$3

Yield2.51%3.10%

5 years, per year[…]+9.4%

3 years, per year+21.1%+20.6%

Worst drop · 1Y−11.0%−11.5%

Volatility · 1Y15.2%18.4%

3–2measures won
DFIC first

48.5%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$142B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: DFIC, SCHF, VXUS, IEMG

Today

61.7%most shared, SCHF and VXUS

DFICSCHFVXUSIEMG

DFIC—48.5%37.5%0.0%

SCHF48.5%—61.7%7.8%

VXUS37.5%61.7%—24.9%

IEMG0.0%7.8%24.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$308most kept, SCHF

SCHF$311 − $3 = $308

VXUS$239 − $5 = $234

IEMG$242 − $9 = $233

DFIC$251 − $22 = $229

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee