DFII vs SPY

ADFII

BSPY

Measures won1–3SPY wins · of 6 · 5Y

$10,000 · 5Y$18,060SPY · VTI $17,257

Lowest cost0.03%VTI · $3 on $10k

Most income19.23%DFII · $1,923 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common[…]DFII and SPY

DFII

SPY

FT Vest Bitcoin Strategy & Target Income ETF · $20MState Street SPDR S&P 500 ETF · $805B

[…]3 years · per year[…] · $19,132+24.1%

[…]5 years · per year[…] · $18,060+12.6%

0.85%Expense ratio$85 · $9 on $10k · lower wins0.09%

19.23%12-mo yield$1,923 · $99 on $10k0.99%

−42.9%Worst dropSmaller wins−8.9%

42.2%VolatilityLower wins12.9%

1–3SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDFII · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.05%	+1.5%	+13.4%	+13.5%	+24.0%	+11.5%	−8.9%	$689.2B
3	ADFII	FT Vest Bitcoin Strategy & Target Income ETFRead Desk	0.85%	19.23%	+2.6%	−11.4%	−25.7%	new	new	−42.9%	$20M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.05%	+1.5%	+13.4%	+13.5%	+24.0%	+11.5%	−8.9%	$689.2B
3	ADFII	FT Vest Bitcoin Strategy & Target Income ETFRead Desk	0.85%	19.23%	+2.6%	−11.4%	−25.7%	new	new	−42.9%	$20M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFII vs SPY

DFII

FT Vest Bitcoin Strategy & Target Income

[…]

SPY

SPDR S&P 500

$18,060

MeasureDFIISPY

Fee0.85%0.09%

Cost on $10k a year$85$9

Yield19.23%0.99%

5 years, per year[…]+12.6%

3 years, per year[…]+24.1%

Worst drop · 1Y−42.9%−8.9%

Volatility · 1Y42.2%12.9%

3–1measures won
SPY first

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VTI vs ITOT

YTD

VanguardVTI

+13.4%

ITOTiShares

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$689BAssets$97.0B

1–0VTI wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: DFII, SPY, VTI

Today

86.9%most shared, SPY and VTI

DFIISPYVTI

DFII—[…][…]

SPY[…]—86.9%

VTI[…]86.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$1,838most kept, DFII

DFII$1,923 − $85 = $1,838

VTI$105 − $3 = $102

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee