DFIP vs SGOV

ADFIP

BSGOV

Measures won2–3SGOV wins · of 6 · 5Y

$10,000 · 5Y$17,118SPY · SGOV $12,090

Lowest cost0.05%MUB · $5 on $10k

Most income5.31%DFIP · $531 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]DFIP and SGOV

DFIP

SGOV

Dimensional - Inflation-Protected Securities ETF · $1.1BiShares 0-3 Month Treasury Bond ETF · $117B

+4.6%3 years · per year$11,443 · $11,419+4.5%

[…]5 years · per year[…] · $12,090+3.9%

0.11%Expense ratio$11 · $9 on $10k · lower wins0.09%

5.31%12-mo yield$531 · $363 on $10k3.63%

−4.3%Worst dropSmaller wins0.0%

3.7%VolatilityLower wins0.2%

2–3SGOV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsDFIP · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
4	ADFIP	Dimensional - Inflation-Protected Securities ETFRead Desk	0.11%	5.31%	0.0%	−0.1%	0.0%	+4.6%	new	−4.3%	$1.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
4	ADFIP	Dimensional - Inflation-Protected Securities ETFRead Desk	0.11%	5.31%	0.0%	−0.1%	0.0%	+4.6%	new	−4.3%	$1.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFIP vs SGOV

DFIP

Dimensional - Inflation-Protected Securities

[…]

SGOV

iShares 0-3 Month Treasury Bond

$12,090

MeasureDFIPSGOV

Fee0.11%0.09%

Cost on $10k a year$11$9

Yield5.31%3.63%

5 years, per year[…]+3.9%

3 years, per year+4.6%+4.5%

Worst drop · 1Y−4.3%+0.0%

Volatility · 1Y3.7%0.2%

3–2measures won
SGOV first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: DFIP, SGOV, SPY, MUB

Today

[…]holdings […]

DFIPSGOVSPYMUB

DFIP—[…][…][…]

SGOV[…]—[…][…]

SPY[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$520most kept, DFIP

DFIP$531 − $11 = $520

SGOV$363 − $9 = $354

MUB$327 − $5 = $322

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee