BND vs VCIT

ABND

BVCIT

Measures won2–3VCIT wins · of 6 · 5Y

$10,000 · 5Y$17,553SPYM · VCIT $10,510

Lowest cost0.02%SPYM · $2 on $10k

Most income5.32%DFIP · $532 on $10k

Smallest drop−4.3%DFIP · worst fall in 1Y

Held in common[…]BND and VCIT

BND

VCIT

Vanguard Total Bond Market ETF · $161BVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+5.0%3 years · per year$11,576 · $12,129+6.6%

−0.0%5 years · per year$9,985 · $10,510+1.0%

0.03%Expense ratio$3 · $3 on $10k · lower wins0.03%

4.12%12-mo yield$412 · $502 on $10k5.02%

−4.5%Worst dropSmaller wins−4.9%

4.0%VolatilityLower wins4.5%

2–3VCIT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsBND · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	ABND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	DFIP	Dimensional - Inflation-Protected Securities ETFRead Desk	0.11%	5.32%	−0.3%	−0.3%	−0.5%	+4.4%	new	−4.3%	$1.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	ABND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	DFIP	Dimensional - Inflation-Protected Securities ETFRead Desk	0.11%	5.32%	−0.3%	−0.3%	−0.5%	+4.4%	new	−4.3%	$1.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

BND vs VCIT

BND

Vanguard Total Bond Market

$9,985

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

MeasureBNDVCIT

Fee0.03%0.03%

Cost on $10k a year$3$3

Yield4.12%5.02%

5 years, per year−0.0%+1.0%

3 years, per year+5.0%+6.6%

Worst drop · 1Y−4.5%−4.9%

Volatility · 1Y4.0%4.5%

3–2measures won
VCIT first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: DFIP, VCIT, SPYM, BND

Today

[…]holdings […]

DFIPVCITSPYMBND

DFIP—[…][…][…]

VCIT[…]—[…][…]

SPYM[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$521most kept, DFIP

DFIP$532 − $11 = $521

VCIT$502 − $3 = $499

BND$412 − $3 = $409

SPYM$103 − $2 = $101

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee