DFIS vs VXUS

ADFIS

BVXUS

Measures won2–3VXUS wins · of 6 · 5Y

$10,000 · 5Y$17,493SPY · VEA $15,497

Lowest cost0.03%VEA · $3 on $10k

Most income2.44%VEA · $244 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common4.2%DFIS and VXUS

DFIS

VXUS

Dimensional - International Small Cap ETF · $5.8BVanguard Total International Stock ETF · $163B

+21.2%3 years · per year$17,789 · $17,060+19.5%

[…]5 years · per year[…] · $14,758+8.1%

0.39%Expense ratio$39 · $5 on $10k · lower wins0.05%

2.21%12-mo yield$221 · $239 on $10k2.39%

−12.5%Worst dropSmaller wins−11.3%

16.0%VolatilityLower wins17.9%

2–3VXUS wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsDFIS · VXUS

0.1%AV.L0.1%

0.4%VACN.SW0.0%

0.3%PST.MI0.0%

0.1%BAER.SW0.0%

Held in common4.2%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	BVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
4	ADFIS	Dimensional - International Small Cap ETFRead Desk	0.39%	2.21%	+2.8%	+10.9%	+18.8%	+21.2%	new	−12.5%	$5.8B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	BVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
4	ADFIS	Dimensional - International Small Cap ETFRead Desk	0.39%	2.21%	+2.8%	+10.9%	+18.8%	+21.2%	new	−12.5%	$5.8B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFIS vs VXUS

DFIS

Dimensional - International Small Cap

[…]

VXUS

Vanguard Total International Stock

$14,758

MeasureDFISVXUS

Fee0.39%0.05%

Cost on $10k a year$39$5

Yield2.21%2.39%

5 years, per year[…]+8.1%

3 years, per year+21.2%+19.5%

Worst drop · 1Y−12.5%−11.3%

Volatility · 1Y16.0%17.9%

3–2measures won
VXUS first

4.2%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$58.0B

2–0IXUS wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 9, 2026

Overlap: DFIS, VXUS, SPY, VEA

Today

65.4%most shared, VXUS and VEA

DFISVXUSSPYVEA

DFIS—4.2%0.0%8.0%

VXUS4.2%—0.0%65.4%

SPY0.0%0.0%—0.0%

VEA8.0%65.4%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$241most kept, VEA

VEA$244 − $3 = $241

VXUS$239 − $5 = $234

DFIS$221 − $39 = $182

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee