DFIV vs SPY

ADFIV

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$20,000DFIV · IVV $17,151

Lowest cost0.03%IVV · $3 on $10k

Most income2.77%DFIV · $277 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.0%DFIV and SPY

DFIV

SPY

Dimensional - International Value ETF · $22.3BState Street SPDR S&P 500 ETF · $805B

+26.1%3 years · per year$20,050 · $18,174+22.0%

+14.9%5 years · per year$20,000 · $17,099+11.3%

0.27%Expense ratio$27 · $9 on $10k · lower wins0.09%

2.77%12-mo yield$277 · $103 on $10k1.03%

−9.7%Worst dropSmaller wins−8.9%

14.3%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDFIV · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ADFIV	Dimensional - International Value ETFRead Desk	0.27%	2.77%	−2.0%	+15.4%	+26.1%	+26.1%	+14.9%	−9.7%	$22.3B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$886.8B
3	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ADFIV	Dimensional - International Value ETFRead Desk	0.27%	2.77%	−2.0%	+15.4%	+26.1%	+26.1%	+14.9%	−9.7%	$22.3B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$886.8B
3	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFIV vs SPY

DFIV

Dimensional - International Value

$20,000

SPY

SPDR S&P 500

$17,099

MeasureDFIVSPY

Fee0.27%0.09%

Cost on $10k a year$27$9

Yield2.77%1.03%

5 years, per year+14.9%+11.3%

3 years, per year+26.1%+22.0%

Worst drop · 1Y−9.7%−8.9%

Volatility · 1Y14.3%13.6%

3–3measures won
level

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: DFIV, SPY, IVV

Today

99.9%most shared, SPY and IVV

DFIVSPYIVV

DFIV—0.0%0.0%

SPY0.0%—99.9%

IVV0.0%99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$250most kept, DFIV

DFIV$277 − $27 = $250

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee