DFIV vs SPY

ADFIV

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$19,900DFIV · SPY $17,118

Lowest cost0.03%VEA · $3 on $10k

Most income2.80%DFIV · $280 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.0%DFIV and SPY

DFIV

SPY

Dimensional - International Value ETF · $22.0BState Street SPDR S&P 500 ETF · $778B

+25.3%3 years · per year$19,675 · $18,039+21.7%

+14.8%5 years · per year$19,900 · $17,118+11.3%

0.27%Expense ratio$27 · $9 on $10k · lower wins0.09%

2.80%12-mo yield$280 · $103 on $10k1.03%

−9.7%Worst dropSmaller wins−8.9%

14.3%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDFIV · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ADFIV	Dimensional - International Value ETFRead Desk	0.27%	2.80%	−1.2%	+14.1%	+23.7%	+25.3%	+14.8%	−9.7%	$22.0B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ADFIV	Dimensional - International Value ETFRead Desk	0.27%	2.80%	−1.2%	+14.1%	+23.7%	+25.3%	+14.8%	−9.7%	$22.0B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFIV vs SPY

DFIV

Dimensional - International Value

$19,900

SPY

SPDR S&P 500

$17,118

MeasureDFIVSPY

Fee0.27%0.09%

Cost on $10k a year$27$9

Yield2.80%1.03%

5 years, per year+14.8%+11.3%

3 years, per year+25.3%+21.7%

Worst drop · 1Y−9.7%−8.9%

Volatility · 1Y14.3%13.6%

3–3measures won
level

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: DFIV, SPY, VEA

Today

27.8%most shared, DFIV and VEA

DFIVSPYVEA

DFIV—0.0%27.8%

SPY0.0%—0.0%

VEA27.8%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$253most kept, DFIV

DFIV$280 − $27 = $253

VEA$251 − $3 = $248

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee