DFNL vs IVV

ADFNL

BIVV

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,632DFNL · VOO $17,156

Lowest cost0.03%IVV · $3 on $10k

Most income1.30%DFNL · $130 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common5.6%DFNL and IVV

DFNL

IVV

Davis Select Financial ETF · $464MiShares Core S&P 500 ETF · $850B

+27.3%3 years · per year$20,631 · $18,221+22.1%

+12.0%5 years · per year$17,632 · $17,151+11.4%

0.61%Expense ratio$61 · $3 on $10k · lower wins0.03%

1.30%12-mo yield$130 · $114 on $10k1.14%

−12.9%Worst dropSmaller wins−8.9%

15.0%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDFNL · IVV

6.0%BRK-B1.6%

4.6%JPM1.4%

2.0%BAC0.5%

5.1%WFC0.4%

Held in common5.6%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ADFNL	Davis Select Financial ETFRead Desk	0.61%	1.30%	−1.8%	+4.9%	+15.0%	+27.3%	+12.0%	−12.9%	$464M
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
3	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ADFNL	Davis Select Financial ETFRead Desk	0.61%	1.30%	−1.8%	+4.9%	+15.0%	+27.3%	+12.0%	−12.9%	$464M
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
3	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFNL vs IVV

DFNL

Davis Select Financial

$17,632

IVV

iShares Core S&P 500

$17,152

MeasureDFNLIVV

Fee0.61%0.03%

Cost on $10k a year$61$3

Yield1.30%1.14%

5 years, per year+12.0%+11.4%

3 years, per year+27.3%+22.1%

Worst drop · 1Y−12.9%−8.9%

Volatility · 1Y15.0%13.6%

3–3measures won
level

5.6%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: DFNL, IVV, VOO

Today

93.5%most shared, IVV and VOO

DFNLIVVVOO

DFNL—5.6%5.2%

IVV5.6%—93.5%

VOO5.2%93.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

VOO$110 − $3 = $107

DFNL$130 − $61 = $69

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee