DFNL vs SCHD

ADFNL

BSCHD

Measures won2–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$18,050DFNL · SCHD $16,881

Lowest cost0.06%SCHD · $6 on $10k

Most income2.91%SCHD · $291 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common1.2%DFNL and SCHD

DFNL

SCHD

Davis Select Financial ETF · $455MSchwab U.S. Dividend Equity ETF · $121B

+28.3%3 years · per year$21,129 · $17,908+21.4%

+12.5%5 years · per year$18,050 · $16,881+11.0%

0.61%Expense ratio$61 · $6 on $10k · lower wins0.06%

1.28%12-mo yield$128 · $291 on $10k2.91%

−12.9%Worst dropSmaller wins−6.9%

14.9%VolatilityLower wins11.5%

2–4SCHD wins

$10,000 · 5 yearsOne scale

Shared top holdingsDFNL · SCHD

5.9%FITB1.2%

Held in common1.2%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	ADFNL	Davis Select Financial ETFRead Desk		0.61%	1.28%	+2.4%	+6.8%	+16.9%	+28.3%	+12.5%	−12.9%	$455M
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk		0.06%	2.91%	+1.9%	+35.3%	+41.6%	+21.4%	+11.0%	−6.9%	$121.5B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	ADFNL	Davis Select Financial ETFRead Desk		0.61%	1.28%	+2.4%	+6.8%	+16.9%	+28.3%	+12.5%	−12.9%	$455M
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk		0.06%	2.91%	+1.9%	+35.3%	+41.6%	+21.4%	+11.0%	−6.9%	$121.5B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFNL vs SCHD

DFNL

Davis Select Financial

$18,050

SCHD

Schwab U.S. Dividend Equity

$16,881

MeasureDFNLSCHD

Fee0.61%0.06%

Cost on $10k a year$61$6

Yield1.28%2.91%

5 years, per year+12.5%+11.0%

3 years, per year+28.3%+21.4%

Worst drop · 1Y−12.9%−6.9%

Volatility · 1Y14.9%11.5%

4–2measures won
SCHD first

1.2%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: DFNL, SCHD

Today

1.2%most shared, DFNL and SCHD

DFNLSCHD

DFNL—1.2%

SCHD1.2%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$285most kept, SCHD

SCHD$291 − $6 = $285

DFNL$128 − $61 = $67

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee