DFNL vs SCHD

ADFNL

BSCHD

Measures won2–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$17,652DFNL · SCHD $16,267

Lowest cost0.04%VIG · $4 on $10k

Most income3.00%SCHD · $300 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common1.2%DFNL and SCHD

DFNL

SCHD

Davis Select Financial ETF · $464MSchwab U.S. Dividend Equity ETF · $120B

+26.8%3 years · per year$20,400 · $17,266+20.0%

+12.0%5 years · per year$17,652 · $16,267+10.2%

0.61%Expense ratio$61 · $6 on $10k · lower wins0.06%

1.31%12-mo yield$131 · $300 on $10k3.00%

−12.9%Worst dropSmaller wins−6.9%

15.0%VolatilityLower wins11.7%

2–4SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDFNL · SCHD

5.8%FITB1.2%

Held in common1.2%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ADFNL	Davis Select Financial ETFRead Desk	0.61%	1.31%	−0.5%	+4.4%	+13.3%	+26.8%	+12.0%	−12.9%	$464M
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$120.5B
3	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.50%	−0.4%	+12.1%	+14.3%	+18.6%	+10.2%	−7.9%	$109.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ADFNL	Davis Select Financial ETFRead Desk	0.61%	1.31%	−0.5%	+4.4%	+13.3%	+26.8%	+12.0%	−12.9%	$464M
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$120.5B
3	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.50%	−0.4%	+12.1%	+14.3%	+18.6%	+10.2%	−7.9%	$109.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFNL vs SCHD

DFNL

Davis Select Financial

$17,652

SCHD

Schwab U.S. Dividend Equity

$16,267

MeasureDFNLSCHD

Fee0.61%0.06%

Cost on $10k a year$61$6

Yield1.31%3.00%

5 years, per year+12.0%+10.2%

3 years, per year+26.8%+20.0%

Worst drop · 1Y−12.9%−6.9%

Volatility · 1Y15.0%11.7%

4–2measures won
SCHD first

1.2%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

DGRO vs VIG

YTD

iSharesDGRO

+16.6%

VIGVanguard

+12.1%

+16.6%Year to date+12.1%

1.9%Yield1.5%

$44.9BAssets$109B

2–0DGRO wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: DFNL, SCHD, VIG

Today

14.5%most shared, SCHD and VIG

DFNLSCHDVIG

DFNL—1.2%7.3%

SCHD1.2%—14.5%

VIG7.3%14.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

VIG$150 − $4 = $146

DFNL$131 − $61 = $70

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee