DFNL vs SPYM

ADFNL

BSPYM

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,810DFNL · SPYM $17,553

Lowest cost0.02%SPYM · $2 on $10k

Most income1.29%DFNL · $129 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common5.6%DFNL and SPYM

DFNL

SPYM

Davis Select Financial ETF · $453MState Street SPDR Portfolio S&P 500 ETF · $179B

+26.8%3 years · per year$20,374 · $18,161+22.0%

+12.2%5 years · per year$17,810 · $17,553+11.9%

0.61%Expense ratio$61 · $2 on $10k · lower wins0.02%

1.29%12-mo yield$129 · $103 on $10k1.03%

−12.9%Worst dropSmaller wins−8.9%

15.1%VolatilityLower wins13.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDFNL · SPYM

6.1%BRK-B1.7%

4.4%JPM1.4%

1.9%BAC0.5%

5.0%WFC0.4%

Held in common5.6%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ADFNL	Davis Select Financial ETFRead Desk	0.61%	1.29%	+1.6%	+6.0%	+15.4%	+26.8%	+12.2%	−12.9%	$453M
2	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
3	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ADFNL	Davis Select Financial ETFRead Desk	0.61%	1.29%	+1.6%	+6.0%	+15.4%	+26.8%	+12.2%	−12.9%	$453M
2	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
3	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFNL vs SPYM

DFNL

Davis Select Financial

$17,810

SPYM

SPDR Portfolio S&P 500

$17,553

MeasureDFNLSPYM

Fee0.61%0.02%

Cost on $10k a year$61$2

Yield1.29%1.03%

5 years, per year+12.2%+11.9%

3 years, per year+26.8%+22.0%

Worst drop · 1Y−12.9%−8.9%

Volatility · 1Y15.1%13.7%

3–3measures won
level

5.6%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: DFNL, SPYM, IVV

Today

99.9%most shared, SPYM and IVV

DFNLSPYMIVV

DFNL—5.6%5.6%

SPYM5.6%—99.9%

IVV5.6%99.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$108most kept, IVV

IVV$111 − $3 = $108

SPYM$103 − $2 = $101

DFNL$129 − $61 = $68

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee