DFNM vs SPYM

ADFNM

BSPYM

Measures won3–2DFNM wins · of 6 · 5Y

$10,000 · 5Y$17,164SPYM

Lowest cost0.02%SPYM · $2 on $10k

Most income3.00%DFNM · $300 on $10k

Smallest drop−4.6%DFNM · worst fall in 1Y

Held in common[…]DFNM and SPYM

DFNM

SPYM

Dimensional - National Municipal Bond ETF · $2.3BState Street SPDR Portfolio S&P 500 ETF · $182B

+3.9%3 years · per year$11,202 · $18,222+22.1%

[…]5 years · per year[…] · $17,164+11.4%

0.18%Expense ratio$18 · $2 on $10k · lower wins0.02%

3.00%12-mo yield$300 · $106 on $10k1.06%

−4.6%Worst dropSmaller wins−8.9%

2.4%VolatilityLower wins13.6%

3–2DFNM wins

$10,000 · 5 yearsOne scale

Shared top holdingsDFNM · SPYM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk		0.02%	1.06%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$181.7B
2	ADFNM	Dimensional - National Municipal Bond ETFRead Desk		0.18%	3.00%	+0.3%	+1.0%	+1.5%	+3.9%	new	−4.6%	$2.3B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk		0.02%	1.06%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$181.7B
2	ADFNM	Dimensional - National Municipal Bond ETFRead Desk		0.18%	3.00%	+0.3%	+1.0%	+1.5%	+3.9%	new	−4.6%	$2.3B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFNM vs SPYM

DFNM

Dimensional - National Municipal Bond

[…]

SPYM

SPDR Portfolio S&P 500

$17,164

MeasureDFNMSPYM

Fee0.18%0.02%

Cost on $10k a year$18$2

Yield3.00%1.06%

5 years, per year[…]+11.4%

3 years, per year+3.9%+22.1%

Worst drop · 1Y−4.6%−8.9%

Volatility · 1Y2.4%13.6%

3–2measures won
DFNM first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: DFNM, SPYM

Today

[…]holdings […]

DFNMSPYM

DFNM—[…]

SPYM[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$282most kept, DFNM

DFNM$300 − $18 = $282

SPYM$106 − $2 = $104

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee