DFNM vs BND

ADFNM

BBND

Measures won1–4BND wins · of 6 · 5Y

$10,000 · 5Y$10,860SUB · BND $9,974

Lowest cost0.03%BND · $3 on $10k

Most income4.12%BND · $412 on $10k

Smallest drop−1.9%SUB · worst fall in 1Y

Held in common[…]DFNM and BND

DFNM

BND

Dimensional - National Municipal Bond ETF · $2.3BVanguard Total Bond Market ETF · $161B

+3.8%3 years · per year$11,189 · $11,637+5.2%

[…]5 years · per year[…] · $9,974−0.1%

0.18%Expense ratio$18 · $3 on $10k · lower wins0.03%

3.00%12-mo yield$300 · $412 on $10k4.12%

−4.6%Worst dropSmaller wins−4.5%

2.4%VolatilityLower wins4.0%

1–4BND wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDFNM · BND

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.5%	+3.4%	+1.7%	−1.9%	$13.4B
2	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
3	ADFNM	Dimensional - National Municipal Bond ETFRead Desk	0.18%	3.00%	+0.1%	+1.1%	+1.8%	+3.8%	new	−4.6%	$2.3B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.5%	+3.4%	+1.7%	−1.9%	$13.4B
2	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
3	ADFNM	Dimensional - National Municipal Bond ETFRead Desk	0.18%	3.00%	+0.1%	+1.1%	+1.8%	+3.8%	new	−4.6%	$2.3B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFNM vs BND

DFNM

Dimensional - National Municipal Bond

[…]

BND

Vanguard Total Bond Market

$9,974

MeasureDFNMBND

Fee0.18%0.03%

Cost on $10k a year$18$3

Yield3.00%4.12%

5 years, per year[…]−0.1%

3 years, per year+3.8%+5.2%

Worst drop · 1Y−4.6%−4.5%

Volatility · 1Y2.4%4.0%

4–1measures won
BND first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: DFNM, SUB, BND

Today

[…]holdings […]

DFNMSUBBND

DFNM—[…][…]

SUB[…]—[…]

BND[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

DFNM$300 − $18 = $282

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee