DFNM vs VOO

ADFNM

BVOO

Measures won3–2DFNM wins · of 6 · 5Y

$10,000 · 5Y$18,115VOO

Lowest cost0.03%VOO · $3 on $10k

Most income3.01%DFNM · $301 on $10k

Smallest drop−4.6%DFNM · worst fall in 1Y

Held in common[…]DFNM and VOO

DFNM

VOO

Dimensional - National Municipal Bond ETF · $2.3BVanguard S&P 500 ETF · $1.00T

+3.8%3 years · per year$11,171 · $19,172+24.2%

[…]5 years · per year[…] · $18,115+12.6%

0.18%Expense ratio$18 · $3 on $10k · lower wins0.03%

3.01%12-mo yield$301 · $105 on $10k1.05%

−4.6%Worst dropSmaller wins−8.9%

2.3%VolatilityLower wins12.8%

3–2DFNM wins

$10,000 · 5 yearsOne scale

Shared top holdingsDFNM · VOO

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BVOO	Vanguard S&P 500 ETFRead Desk		0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
2	ADFNM	Dimensional - National Municipal Bond ETFRead Desk		0.18%	3.01%	+0.3%	+0.7%	+1.3%	+3.8%	new	−4.6%	$2.3B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BVOO	Vanguard S&P 500 ETFRead Desk		0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
2	ADFNM	Dimensional - National Municipal Bond ETFRead Desk		0.18%	3.01%	+0.3%	+0.7%	+1.3%	+3.8%	new	−4.6%	$2.3B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFNM vs VOO

DFNM

Dimensional - National Municipal Bond

[…]

VOO

Vanguard S&P 500

$18,115

MeasureDFNMVOO

Fee0.18%0.03%

Cost on $10k a year$18$3

Yield3.01%1.05%

5 years, per year[…]+12.6%

3 years, per year+3.8%+24.2%

Worst drop · 1Y−4.6%−8.9%

Volatility · 1Y2.3%12.8%

3–2measures won
DFNM first

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: DFNM, VOO

Today

[…]holdings […]

DFNMVOO

DFNM—[…]

VOO[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$283most kept, DFNM

DFNM$301 − $18 = $283

VOO$105 − $3 = $102

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee