DFSD vs SCHD

ADFSD

BSCHD

Measures won3–2DFSD wins · of 6 · 5Y

$10,000 · 5Y$16,375SCHD · SGOV $12,086

Lowest cost0.06%SCHD · $6 on $10k

Most income4.50%DFSD · $450 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]DFSD and SCHD

DFSD

SCHD

Dimensional - Short Duration Fixed Income ETF · $7.4BSchwab U.S. Dividend Equity ETF · $123B

+5.2%3 years · per year$11,637 · $17,414+20.3%

[…]5 years · per year[…] · $16,375+10.4%

0.17%Expense ratio$17 · $6 on $10k · lower wins0.06%

4.50%12-mo yield$450 · $298 on $10k2.98%

−1.7%Worst dropSmaller wins−6.9%

2.1%VolatilityLower wins11.7%

3–2DFSD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDFSD · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
3	ADFSD	Dimensional - Short Duration Fixed Income ETFRead Desk	0.17%	4.50%	+0.2%	+1.3%	+2.1%	+5.2%	new	−1.7%	$7.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
3	ADFSD	Dimensional - Short Duration Fixed Income ETFRead Desk	0.17%	4.50%	+0.2%	+1.3%	+2.1%	+5.2%	new	−1.7%	$7.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFSD vs SCHD

DFSD

Dimensional - Short Duration Fixed Income

[…]

SCHD

Schwab U.S. Dividend Equity

$16,375

MeasureDFSDSCHD

Fee0.17%0.06%

Cost on $10k a year$17$6

Yield4.50%2.98%

5 years, per year[…]+10.4%

3 years, per year+5.2%+20.3%

Worst drop · 1Y−1.7%−6.9%

Volatility · 1Y2.1%11.7%

3–2measures won
DFSD first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: DFSD, SCHD, SGOV

Today

[…]holdings […]

DFSDSCHDSGOV

DFSD—[…][…]

SCHD[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$433most kept, DFSD

DFSD$450 − $17 = $433

SGOV$363 − $9 = $354

SCHD$298 − $6 = $292

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee