DFSD vs SPY

ADFSD

BSPY

Measures won3–2DFSD wins · of 6 · 5Y

$10,000 · 5Y$17,099SPY · VCIT $10,508

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−1.7%DFSD · worst fall in 1Y

Held in common[…]DFSD and SPY

DFSD

SPY

Dimensional - Short Duration Fixed Income ETF · $7.4BState Street SPDR S&P 500 ETF · $805B

+5.2%3 years · per year$11,637 · $18,174+22.0%

[…]5 years · per year[…] · $17,099+11.3%

0.17%Expense ratio$17 · $9 on $10k · lower wins0.09%

4.50%12-mo yield$450 · $103 on $10k1.03%

−1.7%Worst dropSmaller wins−8.9%

2.1%VolatilityLower wins13.6%

3–2DFSD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDFSD · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	ADFSD	Dimensional - Short Duration Fixed Income ETFRead Desk	0.17%	4.50%	+0.2%	+1.3%	+2.1%	+5.2%	new	−1.7%	$7.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	ADFSD	Dimensional - Short Duration Fixed Income ETFRead Desk	0.17%	4.50%	+0.2%	+1.3%	+2.1%	+5.2%	new	−1.7%	$7.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFSD vs SPY

DFSD

Dimensional - Short Duration Fixed Income

[…]

SPY

SPDR S&P 500

$17,099

MeasureDFSDSPY

Fee0.17%0.09%

Cost on $10k a year$17$9

Yield4.50%1.03%

5 years, per year[…]+11.3%

3 years, per year+5.2%+22.0%

Worst drop · 1Y−1.7%−8.9%

Volatility · 1Y2.1%13.6%

3–2measures won
DFSD first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: DFSD, SPY, VCIT

Today

[…]holdings […]

DFSDSPYVCIT

DFSD—[…][…]

SPY[…]—[…]

VCIT[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

DFSD$450 − $17 = $433

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee