DFSI vs FNDF

ADFSI

BFNDF

Measures won2–3FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VT $15,576

Lowest cost0.03%VEA · $3 on $10k

Most income2.99%FNDF · $299 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common39.4%DFSI and FNDF

DFSI

FNDF

Dimensional International Sustainability Core 1 ETF · $1.2BSchwab Fundamental International Large Company Index ETF · $26.0B

+20.6%3 years · per year$17,525 · $19,830+25.6%

[…]5 years · per year[…] · $19,326+14.1%

0.24%Expense ratio$24 · $25 on $10k · lower wins0.25%

2.29%12-mo yield$229 · $299 on $10k2.99%

−12.3%Worst dropSmaller wins−10.6%

15.9%VolatilityLower wins16.4%

2–3FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsDFSI · FNDF

1.4%ROP.SW1.0%

0.7%ALV.DE0.6%

0.8%RY.TO0.5%

0.5%7203.T1.1%

Held in common39.4%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
4	ADFSI	Dimensional International Sustainability Core 1 ETFRead Desk	0.24%	2.29%	−2.2%	+7.3%	+13.5%	+20.6%	new	−12.3%	$1.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
4	ADFSI	Dimensional International Sustainability Core 1 ETFRead Desk	0.24%	2.29%	−2.2%	+7.3%	+13.5%	+20.6%	new	−12.3%	$1.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFSI vs FNDF

DFSI

Dimensional International Sustainability Core 1

[…]

FNDF

Schwab Fundamental International Large Company Index

$19,326

MeasureDFSIFNDF

Fee0.24%0.25%

Cost on $10k a year$24$25

Yield2.29%2.99%

5 years, per year[…]+14.1%

3 years, per year+20.6%+25.6%

Worst drop · 1Y−12.3%−10.6%

Volatility · 1Y15.9%16.4%

3–2measures won
FNDF first

39.4%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: DFSI, FNDF, VEA, VT

Today

60.4%most shared, FNDF and VEA

DFSIFNDFVEAVT

DFSI—39.4%45.2%13.7%

FNDF39.4%—60.4%20.0%

VEA45.2%60.4%—23.3%

VT13.7%20.0%23.3%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$274most kept, FNDF

FNDF$299 − $25 = $274

VEA$250 − $3 = $247

DFSI$229 − $24 = $205

VT$159 − $6 = $153

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee