DFSI vs SPY

ADFSI

BSPY

Measures won1–4SPY wins · of 6 · 5Y

$10,000 · 5Y$17,118SPY · VEA $15,197

Lowest cost0.03%VEA · $3 on $10k

Most income2.51%VEA · $251 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.3%DFSI and SPY

DFSI

SPY

Dimensional International Sustainability Core 1 ETF · $1.2BState Street SPDR S&P 500 ETF · $778B

+20.0%3 years · per year$17,259 · $18,039+21.7%

[…]5 years · per year[…] · $17,118+11.3%

0.24%Expense ratio$24 · $9 on $10k · lower wins0.09%

2.31%12-mo yield$231 · $103 on $10k1.03%

−12.3%Worst dropSmaller wins−8.9%

15.9%VolatilityLower wins13.6%

1–4SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDFSI · SPY

0.4%C0.3%

0.0%GS0.4%

Held in common0.3%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	ADFSI	Dimensional International Sustainability Core 1 ETFRead Desk	0.24%	2.31%	−0.8%	+6.5%	+12.0%	+20.0%	new	−12.3%	$1.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	ADFSI	Dimensional International Sustainability Core 1 ETFRead Desk	0.24%	2.31%	−0.8%	+6.5%	+12.0%	+20.0%	new	−12.3%	$1.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFSI vs SPY

DFSI

Dimensional International Sustainability Core 1

[…]

SPY

SPDR S&P 500

$17,118

MeasureDFSISPY

Fee0.24%0.09%

Cost on $10k a year$24$9

Yield2.31%1.03%

5 years, per year[…]+11.3%

3 years, per year+20.0%+21.7%

Worst drop · 1Y−12.3%−8.9%

Volatility · 1Y15.9%13.6%

4–1measures won
SPY first

0.3%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: DFSI, SPY, VEA

Today

45.1%most shared, DFSI and VEA

DFSISPYVEA

DFSI—0.3%45.1%

SPY0.3%—0.0%

VEA45.1%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$248most kept, VEA

VEA$251 − $3 = $248

DFSI$231 − $24 = $207

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee