DFUS vs SPY

ADFUS

BSPY

Measures won1–4SPY wins · of 6 · 5Y

$10,000 · 5Y$17,118SPY · DFUS $16,904

Lowest cost0.03%VTI · $3 on $10k

Most income1.09%VTI · $109 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common90.5%DFUS and SPY

DFUS

SPY

Dimensional U.S. Equity ETF · $20.9BState Street SPDR S&P 500 ETF · $778B

+21.8%3 years · per year$18,067 · $18,039+21.7%

+11.1%5 years · per year$16,904 · $17,118+11.3%

0.09%Expense ratio$9 · $9 on $10k · lower wins0.09%

0.90%12-mo yield$90 · $103 on $10k1.03%

−9.0%Worst dropSmaller wins−8.9%

13.9%VolatilityLower wins13.6%

1–4SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDFUS · SPY

7.1%AAPL7.9%

6.0%NVDA6.9%

5.7%MSFT6.3%

3.8%AMZN4.0%

Held in common90.5%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
2	ADFUS	Dimensional U.S. Equity ETFRead Desk	0.09%	0.90%	+0.3%	+8.8%	+9.8%	+21.8%	+11.1%	−9.0%	$20.9B
3	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
2	ADFUS	Dimensional U.S. Equity ETFRead Desk	0.09%	0.90%	+0.3%	+8.8%	+9.8%	+21.8%	+11.1%	−9.0%	$20.9B
3	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DFUS vs SPY

DFUS

Dimensional U.S. Equity

$16,904

SPY

SPDR S&P 500

$17,118

MeasureDFUSSPY

Fee0.09%0.09%

Cost on $10k a year$9$9

Yield0.90%1.03%

5 years, per year+11.1%+11.3%

3 years, per year+21.8%+21.7%

Worst drop · 1Y−9.0%−8.9%

Volatility · 1Y13.9%13.6%

4–1measures won
SPY first

90.5%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: DFUS, SPY, VTI

Today

90.5%most shared, DFUS and SPY

DFUSSPYVTI

DFUS—90.5%88.7%

SPY90.5%—85.5%

VTI88.7%85.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$106most kept, VTI

VTI$109 − $3 = $106

SPY$103 − $9 = $94

DFUS$90 − $9 = $81

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee