DIA vs HAPI

ADIA

BHAPI

Measures won2–3HAPI wins · of 6 · 5Y

$10,000 · 5Y$15,889DIA · VO $13,867

Lowest cost0.03%VO · $3 on $10k

Most income1.37%DIA · $137 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common34.4%DIA and HAPI

DIA

HAPI

State Street SPDR Dow Jones Industrial Average ETF Trust · $44.0BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $483M

+17.5%3 years · per year$16,221 · $18,105+21.9%

+9.7%5 years · per year$15,889 · […][…]

0.16%Expense ratio$16 · $35 on $10k · lower wins0.35%

1.37%12-mo yield$137 · $78 on $10k0.78%

−9.8%Worst dropSmaller wins−8.1%

13.6%VolatilityLower wins12.9%

2–3HAPI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsDIA · HAPI

6.1%MSFT6.1%

4.0%AAPL6.2%

3.3%GOOGL4.3%

3.9%JPM3.1%

Held in common34.4%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	ADIA	State Street SPDR Dow Jones Industrial Average ETF TrustRead Desk	0.16%	1.37%	+2.2%	+10.1%	+13.2%	+17.5%	+9.7%	−9.8%	$44.0B
2	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.35%	+2.7%	+13.6%	+15.6%	+18.8%	+6.8%	−8.2%	$103.4B
3	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.21%	+3.0%	+18.9%	+22.8%	+17.4%	+5.8%	−9.7%	$103.8B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	ADIA	State Street SPDR Dow Jones Industrial Average ETF TrustRead Desk	0.16%	1.37%	+2.2%	+10.1%	+13.2%	+17.5%	+9.7%	−9.8%	$44.0B
2	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.35%	+2.7%	+13.6%	+15.6%	+18.8%	+6.8%	−8.2%	$103.4B
3	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.21%	+3.0%	+18.9%	+22.8%	+17.4%	+5.8%	−9.7%	$103.8B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DIA vs HAPI

DIA

SPDR Dow Jones Industrial Average ETF Trust

$15,889

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureDIAHAPI

Fee0.16%0.35%

Cost on $10k a year$16$35

Yield1.37%0.78%

5 years, per year+9.7%[…]

3 years, per year+17.5%+21.9%

Worst drop · 1Y−9.8%−8.1%

Volatility · 1Y13.6%12.9%

3–2measures won
HAPI first

34.4%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: DIA, HAPI, VO, IJR

Today

34.4%most shared, DIA and HAPI

DIAHAPIVOIJR

DIA—34.4%1.1%0.0%

HAPI34.4%—13.5%0.1%

VO1.1%13.5%—0.0%

IJR0.0%0.1%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$132most kept, VO

VO$135 − $3 = $132

DIA$137 − $16 = $121

IJR$121 − $6 = $115

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee