HAPI vs VO

AHAPI

BVO

Measures won3–2HAPI wins · of 6 · 5Y

$10,000 · 5Y$15,777DIA · IWF $15,699

Lowest cost0.03%VO · $3 on $10k

Most income1.38%DIA · $138 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common13.5%HAPI and VO

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483MVanguard Morningstar Mid-Cap ETF · $103B

+21.3%3 years · per year$17,837 · $16,445+18.0%

[…]5 years · per year[…] · $13,829+6.7%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

0.79%12-mo yield$79 · $135 on $10k1.35%

−8.1%Worst dropSmaller wins−8.2%

12.9%VolatilityLower wins13.0%

3–2HAPI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsHAPI · VO

0.6%CEG0.8%

0.5%VLO1.1%

0.5%MSI0.7%

0.4%ADSK0.4%

Held in common13.5%

End-of-day Nov 10, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	DIA	State Street SPDR Dow Jones Industrial Average ETF TrustRead Desk	0.16%	1.38%	−0.3%	+9.8%	+12.7%	+17.1%	+9.5%	−9.8%	$44.0B
2	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.38%	−0.9%	−3.4%	−2.9%	+19.1%	+9.4%	−14.6%	$118.1B
3	BVO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.35%	+0.3%	+13.6%	+14.4%	+18.0%	+6.7%	−8.2%	$103.4B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.79%	−0.4%	+10.1%	+13.1%	+21.3%	new	−8.1%	$483M

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	DIA	State Street SPDR Dow Jones Industrial Average ETF TrustRead Desk	0.16%	1.38%	−0.3%	+9.8%	+12.7%	+17.1%	+9.5%	−9.8%	$44.0B
2	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.38%	−0.9%	−3.4%	−2.9%	+19.1%	+9.4%	−14.6%	$118.1B
3	BVO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.35%	+0.3%	+13.6%	+14.4%	+18.0%	+6.7%	−8.2%	$103.4B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.79%	−0.4%	+10.1%	+13.1%	+21.3%	new	−8.1%	$483M

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs VO

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

Vanguard Morningstar Mid-Cap

$13,829

MeasureHAPIVO

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield0.79%1.35%

5 years, per year[…]+6.7%

3 years, per year+21.3%+18.0%

Worst drop · 1Y−8.1%−8.2%

Volatility · 1Y12.9%13.0%

3–2measures won
HAPI first

13.5%

holdings shared

Nov 10, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+3.4%

SCHGSchwab

+4.1%

+3.4%Year to date+4.1%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$61.4B

1–1level

End-of-day Nov 10, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

+33.8%Year to date+15.1%

2.9%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.0%

JEPIJ.P. Morgan

+7.6%

+6.0%Year to date+7.6%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 10, 2026

Overlap: DIA, HAPI, VO, IWF

Today

43.9%most shared, HAPI and IWF

DIAHAPIVOIWF

DIA—34.2%1.1%21.5%

HAPI34.2%—13.5%43.9%

VO1.1%13.5%—9.3%

IWF21.5%43.9%9.3%—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$132most kept, VO

VO$135 − $3 = $132

DIA$138 − $16 = $122

HAPI$79 − $35 = $44

IWF$38 − $18 = $20

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee