HAPI vs DIA

AHAPI

BDIA

Measures won3–2HAPI wins · of 6 · 5Y

$10,000 · 5Y$16,052VUG · DIA $15,693

Lowest cost0.03%VO · $3 on $10k

Most income1.40%DIA · $140 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common34.3%HAPI and DIA

HAPI

DIA

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503MState Street SPDR Dow Jones Industrial Average ETF Trust · $45.9B

+22.1%3 years · per year$18,219 · $16,322+17.7%

[…]5 years · per year[…] · $15,693+9.4%

0.35%Expense ratio$35 · $16 on $10k · lower wins0.16%

0.80%12-mo yield$80 · $140 on $10k1.40%

−8.1%Worst dropSmaller wins−9.8%

12.8%VolatilityLower wins13.4%

3–2HAPI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsHAPI · DIA

6.2%MSFT6.2%

6.1%AAPL3.9%

4.2%GOOGL3.2%

3.2%JPM3.9%

Held in common34.3%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.43%	−5.5%	+0.5%	−0.6%	+22.8%	+9.9%	−15.1%	$232.9B
2	BDIA	State Street SPDR Dow Jones Industrial Average ETF TrustRead Desk	0.16%	1.40%	−3.5%	+8.2%	+10.8%	+17.7%	+9.4%	−9.8%	$45.9B
3	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.39%	−3.5%	+10.7%	+12.4%	+18.9%	+6.4%	−8.2%	$103.4B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.43%	−5.5%	+0.5%	−0.6%	+22.8%	+9.9%	−15.1%	$232.9B
2	BDIA	State Street SPDR Dow Jones Industrial Average ETF TrustRead Desk	0.16%	1.40%	−3.5%	+8.2%	+10.8%	+17.7%	+9.4%	−9.8%	$45.9B
3	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.39%	−3.5%	+10.7%	+12.4%	+18.9%	+6.4%	−8.2%	$103.4B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs DIA

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

DIA

SPDR Dow Jones Industrial Average ETF Trust

$15,693

MeasureHAPIDIA

Fee0.35%0.16%

Cost on $10k a year$35$16

Yield0.80%1.40%

5 years, per year[…]+9.4%

3 years, per year+22.1%+17.7%

Worst drop · 1Y−8.1%−9.8%

Volatility · 1Y12.8%13.4%

3–2measures won
HAPI first

34.3%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: DIA, HAPI, VO, VUG

Today

43.9%most shared, HAPI and VUG

DIAHAPIVOVUG

DIA—34.3%1.1%20.7%

HAPI34.3%—13.5%43.9%

VO1.1%13.5%—10.2%

VUG20.7%43.9%10.2%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$136most kept, VO

VO$139 − $3 = $136

DIA$140 − $16 = $124

HAPI$80 − $35 = $45

VUG$43 − $3 = $40

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee