HAPI vs DIA

AHAPI

BDIA

Measures won3–2HAPI wins · of 6 · 5Y

$10,000 · 5Y$15,693DIA · VO $13,616

Lowest cost0.03%VO · $3 on $10k

Most income1.40%DIA · $140 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common34.3%HAPI and DIA

HAPI

DIA

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503MState Street SPDR Dow Jones Industrial Average ETF Trust · $44.9B

+22.1%3 years · per year$18,219 · $16,322+17.7%

[…]5 years · per year[…] · $15,693+9.4%

0.35%Expense ratio$35 · $16 on $10k · lower wins0.16%

0.80%12-mo yield$80 · $140 on $10k1.40%

−8.1%Worst dropSmaller wins−9.8%

12.8%VolatilityLower wins13.4%

3–2HAPI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHAPI · DIA

6.2%MSFT6.2%

6.1%AAPL3.9%

4.2%GOOGL3.2%

3.2%JPM3.9%

Held in common34.3%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BDIA	State Street SPDR Dow Jones Industrial Average ETF TrustRead Desk	0.16%	1.40%	−3.5%	+8.2%	+10.8%	+17.7%	+9.4%	−9.8%	$44.9B
2	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.39%	−3.5%	+10.7%	+12.4%	+18.9%	+6.4%	−8.2%	$103.4B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BDIA	State Street SPDR Dow Jones Industrial Average ETF TrustRead Desk	0.16%	1.40%	−3.5%	+8.2%	+10.8%	+17.7%	+9.4%	−9.8%	$44.9B
2	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.39%	−3.5%	+10.7%	+12.4%	+18.9%	+6.4%	−8.2%	$103.4B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs DIA

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

DIA

SPDR Dow Jones Industrial Average ETF Trust

$15,693

MeasureHAPIDIA

Fee0.35%0.16%

Cost on $10k a year$35$16

Yield0.80%1.40%

5 years, per year[…]+9.4%

3 years, per year+22.1%+17.7%

Worst drop · 1Y−8.1%−9.8%

Volatility · 1Y12.8%13.4%

3–2measures won
HAPI first

34.3%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: DIA, HAPI, VO

Today

34.3%most shared, DIA and HAPI

DIAHAPIVO

DIA—34.3%1.1%

HAPI34.3%—13.5%

VO1.1%13.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$136most kept, VO

VO$139 − $3 = $136

DIA$140 − $16 = $124

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee