VO vs HAPI

AVO

BHAPI

Measures won2–3HAPI wins · of 6 · 5Y

$10,000 · 5Y$15,693DIA · VO $13,616

Lowest cost0.03%VO · $3 on $10k

Most income1.40%DIA · $140 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common13.5%VO and HAPI

HAPI

Vanguard Morningstar Mid-Cap ETF · $103BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $503M

+18.9%3 years · per year$16,795 · $18,219+22.1%

+6.4%5 years · per year$13,616 · […][…]

0.03%Expense ratio$3 · $35 on $10k · lower wins0.35%

1.39%12-mo yield$139 · $80 on $10k0.80%

−8.2%Worst dropSmaller wins−8.1%

12.9%VolatilityLower wins12.8%

2–3HAPI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVO · HAPI

0.8%CEG0.6%

1.1%VLO0.5%

0.7%MSI0.5%

0.5%NUE0.4%

Held in common13.5%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	DIA	State Street SPDR Dow Jones Industrial Average ETF TrustRead Desk	0.16%	1.40%	−3.5%	+8.2%	+10.8%	+17.7%	+9.4%	−9.8%	$44.9B
2	AVO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.39%	−3.5%	+10.7%	+12.4%	+18.9%	+6.4%	−8.2%	$103.4B
3	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	DIA	State Street SPDR Dow Jones Industrial Average ETF TrustRead Desk	0.16%	1.40%	−3.5%	+8.2%	+10.8%	+17.7%	+9.4%	−9.8%	$44.9B
2	AVO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.39%	−3.5%	+10.7%	+12.4%	+18.9%	+6.4%	−8.2%	$103.4B
3	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VO vs HAPI

Vanguard Morningstar Mid-Cap

$13,616

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureVOHAPI

Fee0.03%0.35%

Cost on $10k a year$3$35

Yield1.39%0.80%

5 years, per year+6.4%[…]

3 years, per year+18.9%+22.1%

Worst drop · 1Y−8.2%−8.1%

Volatility · 1Y12.9%12.8%

3–2measures won
HAPI first

13.5%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: DIA, HAPI, VO

Today

34.3%most shared, DIA and HAPI

DIAHAPIVO

DIA—34.3%1.1%

HAPI34.3%—13.5%

VO1.1%13.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$136most kept, VO

VO$139 − $3 = $136

DIA$140 − $16 = $124

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee