DIA vs HAPI

ADIA

BHAPI

Measures won2–3HAPI wins · of 6 · 5Y

$10,000 · 5Y$17,153VUG · DIA $16,375

Lowest cost0.03%VUG · $3 on $10k

Most income1.35%DIA · $135 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common34.0%DIA and HAPI

DIA

HAPI

State Street SPDR Dow Jones Industrial Average ETF Trust · $45.1BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $491M

+19.3%3 years · per year$16,984 · $19,002+23.9%

+10.4%5 years · per year$16,375 · […][…]

0.16%Expense ratio$16 · $35 on $10k · lower wins0.35%

1.35%12-mo yield$135 · $77 on $10k0.77%

−9.8%Worst dropSmaller wins−8.1%

12.9%VolatilityLower wins12.2%

2–3HAPI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDIA · HAPI

6.0%MSFT5.9%

3.8%AAPL5.9%

3.2%GOOGL4.2%

3.9%JPM3.1%

Held in common34.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.40%	+1.5%	+6.3%	+3.4%	+25.4%	+11.4%	−16.1%	$232.9B
2	ADIA	State Street SPDR Dow Jones Industrial Average ETF TrustRead Desk	0.16%	1.35%	+3.1%	+12.2%	+14.2%	+19.3%	+10.4%	−9.8%	$45.1B
3	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$491M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.40%	+1.5%	+6.3%	+3.4%	+25.4%	+11.4%	−16.1%	$232.9B
2	ADIA	State Street SPDR Dow Jones Industrial Average ETF TrustRead Desk	0.16%	1.35%	+3.1%	+12.2%	+14.2%	+19.3%	+10.4%	−9.8%	$45.1B
3	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.77%	+2.0%	+12.3%	+13.6%	+23.9%	new	−8.1%	$491M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DIA vs HAPI

DIA

SPDR Dow Jones Industrial Average ETF Trust

$16,375

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureDIAHAPI

Fee0.16%0.35%

Cost on $10k a year$16$35

Yield1.35%0.77%

5 years, per year+10.4%[…]

3 years, per year+19.3%+23.9%

Worst drop · 1Y−9.8%−8.1%

Volatility · 1Y12.9%12.2%

3–2measures won
HAPI first

34.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+6.3%

SCHGSchwab

+6.8%

+6.3%Year to date+6.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$61.1B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

Overlap: DIA, HAPI, VUG

Today

43.7%most shared, HAPI and VUG

DIAHAPIVUG

DIA—34.0%20.5%

HAPI34.0%—43.7%

VUG20.5%43.7%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$119most kept, DIA

DIA$135 − $16 = $119

HAPI$77 − $35 = $42

VUG$40 − $3 = $37

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee