DIA vs HAPI

ADIA

BHAPI

Measures won2–3HAPI wins · of 6 · 5Y

$10,000 · 5Y$16,124VUG · DIA $15,590

Lowest cost0.03%VUG · $3 on $10k

Most income1.40%DIA · $140 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common34.4%DIA and HAPI

DIA

HAPI

State Street SPDR Dow Jones Industrial Average ETF Trust · $45.9BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $503M

+17.3%3 years · per year$16,149 · $18,006+21.7%

+9.3%5 years · per year$15,590 · […][…]

0.16%Expense ratio$16 · $35 on $10k · lower wins0.35%

1.40%12-mo yield$140 · $80 on $10k0.80%

−9.8%Worst dropSmaller wins−8.1%

13.4%VolatilityLower wins12.7%

2–3HAPI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsDIA · HAPI

6.2%MSFT6.2%

4.0%AAPL6.2%

3.3%GOOGL4.3%

3.9%JPM3.1%

Held in common34.4%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B
2	ADIA	State Street SPDR Dow Jones Industrial Average ETF TrustRead Desk	0.16%	1.40%	−0.4%	+7.8%	+9.9%	+17.3%	+9.3%	−9.8%	$45.9B
3	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.24%	+0.1%	+15.5%	+17.6%	+17.3%	+5.7%	−9.7%	$103.7B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$503M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B
2	ADIA	State Street SPDR Dow Jones Industrial Average ETF TrustRead Desk	0.16%	1.40%	−0.4%	+7.8%	+9.9%	+17.3%	+9.3%	−9.8%	$45.9B
3	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.24%	+0.1%	+15.5%	+17.6%	+17.3%	+5.7%	−9.7%	$103.7B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$503M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DIA vs HAPI

DIA

SPDR Dow Jones Industrial Average ETF Trust

$15,590

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureDIAHAPI

Fee0.16%0.35%

Cost on $10k a year$16$35

Yield1.40%0.80%

5 years, per year+9.3%[…]

3 years, per year+17.3%+21.7%

Worst drop · 1Y−9.8%−8.1%

Volatility · 1Y13.4%12.7%

3–2measures won
HAPI first

34.4%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: DIA, HAPI, VUG, IJR

Today

43.6%most shared, HAPI and VUG

DIAHAPIVUGIJR

DIA—34.4%20.7%0.0%

HAPI34.4%—43.6%0.1%

VUG20.7%43.6%—0.0%

IJR0.0%0.1%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$124most kept, DIA

DIA$140 − $16 = $124

IJR$124 − $6 = $118

HAPI$80 − $35 = $45

VUG$42 − $3 = $39

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee