HAPI vs DIA

AHAPI

BDIA

Measures won3–2HAPI wins · of 6 · 5Y

$10,000 · 5Y$16,565VUG · DIA $15,919

Lowest cost0.03%VUG · $3 on $10k

Most income1.37%DIA · $137 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common34.4%HAPI and DIA

HAPI

DIA

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483MState Street SPDR Dow Jones Industrial Average ETF Trust · $44.0B

+21.8%3 years · per year$18,077 · $16,252+17.6%

[…]5 years · per year[…] · $15,919+9.7%

0.35%Expense ratio$35 · $16 on $10k · lower wins0.16%

0.78%12-mo yield$78 · $137 on $10k1.37%

−8.1%Worst dropSmaller wins−9.8%

12.9%VolatilityLower wins13.6%

3–2HAPI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsHAPI · DIA

6.2%MSFT6.2%

6.2%AAPL4.0%

4.3%GOOGL3.3%

3.1%JPM3.9%

Held in common34.4%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.41%	+2.8%	+4.2%	+4.7%	+22.9%	+10.6%	−15.1%	$232.9B
2	BDIA	State Street SPDR Dow Jones Industrial Average ETF TrustRead Desk	0.16%	1.37%	+2.4%	+10.3%	+13.4%	+17.6%	+9.7%	−9.8%	$44.0B
3	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.20%	+3.3%	+19.3%	+23.1%	+17.5%	+5.9%	−9.7%	$103.8B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.2%	+10.4%	+13.5%	+21.8%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.41%	+2.8%	+4.2%	+4.7%	+22.9%	+10.6%	−15.1%	$232.9B
2	BDIA	State Street SPDR Dow Jones Industrial Average ETF TrustRead Desk	0.16%	1.37%	+2.4%	+10.3%	+13.4%	+17.6%	+9.7%	−9.8%	$44.0B
3	IJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.20%	+3.3%	+19.3%	+23.1%	+17.5%	+5.9%	−9.7%	$103.8B
4	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.2%	+10.4%	+13.5%	+21.8%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs DIA

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

DIA

SPDR Dow Jones Industrial Average ETF Trust

$15,919

MeasureHAPIDIA

Fee0.35%0.16%

Cost on $10k a year$35$16

Yield0.78%1.37%

5 years, per year[…]+9.7%

3 years, per year+21.8%+17.6%

Worst drop · 1Y−8.1%−9.8%

Volatility · 1Y12.9%13.6%

3–2measures won
HAPI first

34.4%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: DIA, HAPI, VUG, IJR

Today

43.6%most shared, HAPI and VUG

DIAHAPIVUGIJR

DIA—34.4%20.7%0.0%

HAPI34.4%—43.6%0.1%

VUG20.7%43.6%—0.0%

IJR0.0%0.1%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$121most kept, DIA

DIA$137 − $16 = $121

IJR$120 − $6 = $114

HAPI$78 − $35 = $43

VUG$41 − $3 = $38

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee