DIAL vs ICVT

ADIAL

BICVT

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$11,726ICVT · VCIT $10,510

Lowest cost0.03%VCIT · $3 on $10k

Most income5.26%DIAL · $526 on $10k

Smallest drop−4.7%DIAL · worst fall in 1Y

Held in common[…]DIAL and ICVT

DIAL

ICVT

Columbia Diversified Fixed Income Allocation ETF · $411MiShares Convertible Bond ETF · $6.9B

+6.5%3 years · per year$12,091 · $15,356+15.4%

+0.5%5 years · per year$10,239 · $11,726+3.2%

0.29%Expense ratio$29 · $20 on $10k · lower wins0.20%

5.26%12-mo yield$526 · $158 on $10k1.58%

−4.7%Worst dropSmaller wins−18.6%

4.6%VolatilityLower wins18.7%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsDIAL · ICVT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BICVT	iShares Convertible Bond ETFRead Desk	0.20%	1.58%	+1.8%	+6.4%	+3.8%	+15.4%	+3.2%	−18.6%	$6.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
4	ADIAL	Columbia Diversified Fixed Income Allocation ETFRead Desk	0.29%	5.26%	+0.4%	−0.1%	+0.9%	+6.5%	+0.5%	−4.7%	$411M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BICVT	iShares Convertible Bond ETFRead Desk	0.20%	1.58%	+1.8%	+6.4%	+3.8%	+15.4%	+3.2%	−18.6%	$6.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
4	ADIAL	Columbia Diversified Fixed Income Allocation ETFRead Desk	0.29%	5.26%	+0.4%	−0.1%	+0.9%	+6.5%	+0.5%	−4.7%	$411M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DIAL vs ICVT

DIAL

Columbia Diversified Fixed Income Allocation

$10,239

ICVT

iShares Convertible Bond

$11,726

MeasureDIALICVT

Fee0.29%0.20%

Cost on $10k a year$29$20

Yield5.26%1.58%

5 years, per year+0.5%+3.2%

3 years, per year+6.5%+15.4%

Worst drop · 1Y−4.7%−18.6%

Volatility · 1Y4.6%18.7%

3–3measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: DIAL, ICVT, VCIT, MUB

Today

[…]holdings […]

DIALICVTVCITMUB

DIAL—[…][…][…]

ICVT[…]—[…][…]

VCIT[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

DIAL$526 − $29 = $497

MUB$326 − $5 = $321

ICVT$158 − $20 = $138

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee