DIAL vs SPY

ADIAL

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$18,060SPY · DIAL $10,221

Lowest cost0.09%SPY · $9 on $10k

Most income5.27%DIAL · $527 on $10k

Smallest drop−4.7%DIAL · worst fall in 1Y

Held in common[…]DIAL and SPY

DIAL

SPY

Columbia Diversified Fixed Income Allocation ETF · $419MState Street SPDR S&P 500 ETF · $805B

+7.3%3 years · per year$12,366 · $19,132+24.1%

+0.4%5 years · per year$10,221 · $18,060+12.6%

0.29%Expense ratio$29 · $9 on $10k · lower wins0.09%

5.27%12-mo yield$527 · $99 on $10k0.99%

−4.7%Worst dropSmaller wins−8.9%

4.6%VolatilityLower wins12.9%

3–3Level

$10,000 · 5 yearsOne scale

Shared top holdingsDIAL · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
2	ADIAL	Columbia Diversified Fixed Income Allocation ETFRead Desk		0.29%	5.27%	+0.7%	−0.2%	+0.8%	+7.3%	+0.4%	−4.7%	$419M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
2	ADIAL	Columbia Diversified Fixed Income Allocation ETFRead Desk		0.29%	5.27%	+0.7%	−0.2%	+0.8%	+7.3%	+0.4%	−4.7%	$419M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DIAL vs SPY

DIAL

Columbia Diversified Fixed Income Allocation

$10,221

SPY

SPDR S&P 500

$18,060

MeasureDIALSPY

Fee0.29%0.09%

Cost on $10k a year$29$9

Yield5.27%0.99%

5 years, per year+0.4%+12.6%

3 years, per year+7.3%+24.1%

Worst drop · 1Y−4.7%−8.9%

Volatility · 1Y4.6%12.9%

3–3measures won
level

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: DIAL, SPY

Today

[…]holdings […]

DIALSPY

DIAL—[…]

SPY[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$498most kept, DIAL

DIAL$527 − $29 = $498

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee