DIAL vs SPYM

ADIAL

BSPYM

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,192SPYM · IVV $17,177

Lowest cost0.02%SPYM · $2 on $10k

Most income5.29%DIAL · $529 on $10k

Smallest drop−4.7%DIAL · worst fall in 1Y

Held in common[…]DIAL and SPYM

DIAL

SPYM

Columbia Diversified Fixed Income Allocation ETF · $421MState Street SPDR Portfolio S&P 500 ETF · $178B

+6.7%3 years · per year$12,160 · $18,082+21.8%

+0.4%5 years · per year$10,198 · $17,192+11.4%

0.29%Expense ratio$29 · $2 on $10k · lower wins0.02%

5.29%12-mo yield$529 · $105 on $10k1.05%

−4.7%Worst dropSmaller wins−8.9%

4.6%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDIAL · SPYM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.05%	+0.3%	+8.8%	+9.8%	+21.8%	+11.4%	−8.9%	$177.9B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	ADIAL	Columbia Diversified Fixed Income Allocation ETFRead Desk	0.29%	5.29%	−0.2%	−0.5%	+0.6%	+6.7%	+0.4%	−4.7%	$421M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.05%	+0.3%	+8.8%	+9.8%	+21.8%	+11.4%	−8.9%	$177.9B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	ADIAL	Columbia Diversified Fixed Income Allocation ETFRead Desk	0.29%	5.29%	−0.2%	−0.5%	+0.6%	+6.7%	+0.4%	−4.7%	$421M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DIAL vs SPYM

DIAL

Columbia Diversified Fixed Income Allocation

$10,198

SPYM

SPDR Portfolio S&P 500

$17,192

MeasureDIALSPYM

Fee0.29%0.02%

Cost on $10k a year$29$2

Yield5.29%1.05%

5 years, per year+0.4%+11.4%

3 years, per year+6.7%+21.8%

Worst drop · 1Y−4.7%−8.9%

Volatility · 1Y4.6%13.6%

3–3measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: DIAL, SPYM, IVV

Today

99.9%most shared, SPYM and IVV

DIALSPYMIVV

DIAL—[…][…]

SPYM[…]—99.9%

IVV[…]99.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$500most kept, DIAL

DIAL$529 − $29 = $500

IVV$114 − $3 = $111

SPYM$105 − $2 = $103

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee