DIAL vs VCIT

ADIAL

BVCIT

Measures won2–4VCIT wins · of 6 · 5Y

$10,000 · 5Y$10,508VCIT · MUB $10,414

Lowest cost0.03%VCIT · $3 on $10k

Most income5.28%DIAL · $528 on $10k

Smallest drop−4.7%DIAL · worst fall in 1Y

Held in common[…]DIAL and VCIT

DIAL

VCIT

Columbia Diversified Fixed Income Allocation ETF · $421MVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+7.2%3 years · per year$12,317 · $12,368+7.3%

+0.4%5 years · per year$10,204 · $10,508+1.0%

0.29%Expense ratio$29 · $3 on $10k · lower wins0.03%

5.28%12-mo yield$528 · $502 on $10k5.02%

−4.7%Worst dropSmaller wins−4.9%

4.6%VolatilityLower wins4.5%

2–4VCIT wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDIAL · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
3	ADIAL	Columbia Diversified Fixed Income Allocation ETFRead Desk	0.29%	5.28%	−0.1%	−0.3%	+0.7%	+7.2%	+0.4%	−4.7%	$421M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
3	ADIAL	Columbia Diversified Fixed Income Allocation ETFRead Desk	0.29%	5.28%	−0.1%	−0.3%	+0.7%	+7.2%	+0.4%	−4.7%	$421M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DIAL vs VCIT

DIAL

Columbia Diversified Fixed Income Allocation

$10,204

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,508

MeasureDIALVCIT

Fee0.29%0.03%

Cost on $10k a year$29$3

Yield5.28%5.02%

5 years, per year+0.4%+1.0%

3 years, per year+7.2%+7.3%

Worst drop · 1Y−4.7%−4.9%

Volatility · 1Y4.6%4.5%

4–2measures won
VCIT first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: DIAL, VCIT, MUB

Today

[…]holdings […]

DIALVCITMUB

DIAL—[…][…]

VCIT[…]—[…]

MUB[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, DIAL

DIAL$528 − $29 = $499

VCIT$502 − $3 = $499

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee