DLS vs IEFA

ADLS

BIEFA

Measures won3–2DLS wins · of 6 · 5Y

$10,000 · 5Y$16,459SCHD · IEFA $14,909

Lowest cost0.06%SCHD · $6 on $10k

Most income3.57%DLS · $357 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common3.2%DLS and IEFA

DLS

IEFA

WisdomTree International SmallCap Dividend Fund · $1.0BiShares Core MSCI EAFE ETF · $187B

+18.9%3 years · per year$16,797 · $16,823+18.9%

+6.6%5 years · per year$13,740 · $14,909+8.3%

0.58%Expense ratio$58 · $7 on $10k · lower wins0.07%

3.57%12-mo yield$357 · $336 on $10k3.36%

−11.0%Worst dropSmaller wins−11.5%

14.4%VolatilityLower wins16.5%

3–2DLS wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDLS · IEFA

0.3%MING.OL0.0%

0.1%SRP.L0.0%

0.2%BME.L0.0%

0.3%PLUS.L0.0%

Held in common3.2%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$119.9B
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$187.1B
3	ADLS	WisdomTree International SmallCap Dividend FundRead Desk	0.58%	3.57%	+2.1%	+7.5%	+14.3%	+18.9%	+6.6%	−11.0%	$1.0B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$119.9B
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$187.1B
3	ADLS	WisdomTree International SmallCap Dividend FundRead Desk	0.58%	3.57%	+2.1%	+7.5%	+14.3%	+18.9%	+6.6%	−11.0%	$1.0B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DLS vs IEFA

DLS

WisdomTree International SmallCap Dividend Fund

$13,740

IEFA

iShares Core MSCI EAFE

$14,909

MeasureDLSIEFA

Fee0.58%0.07%

Cost on $10k a year$58$7

Yield3.57%3.36%

5 years, per year+6.6%+8.3%

3 years, per year+18.9%+18.9%

Worst drop · 1Y−11.0%−11.5%

Volatility · 1Y14.4%16.5%

3–2measures won
DLS first

3.2%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: DLS, IEFA, SCHD

Today

3.2%most shared, DLS and IEFA

DLSIEFASCHD

DLS—3.2%0.0%

IEFA3.2%—0.0%

SCHD0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$329most kept, IEFA

IEFA$336 − $7 = $329

DLS$357 − $58 = $299

SCHD$296 − $6 = $290

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee