DLS vs IEFA

ADLS

BIEFA

Measures won4–2DLS wins · of 6 · 5Y

$10,000 · 5Y$14,591IEFA · VXUS $14,489

Lowest cost0.05%VXUS · $5 on $10k

Most income3.65%DLS · $365 on $10k

Smallest drop−11.0%DLS · worst fall in 1Y

Held in common3.2%DLS and IEFA

DLS

IEFA

WisdomTree International SmallCap Dividend Fund · $1.0BiShares Core MSCI EAFE ETF · $187B

+18.9%3 years · per year$16,824 · $16,646+18.5%

+6.3%5 years · per year$13,598 · $14,591+7.8%

0.58%Expense ratio$58 · $7 on $10k · lower wins0.07%

3.65%12-mo yield$365 · $347 on $10k3.47%

−11.0%Worst dropSmaller wins−11.5%

14.3%VolatilityLower wins16.2%

4–2DLS wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDLS · IEFA

0.3%MING.OL0.0%

0.1%SRP.L0.0%

0.2%BME.L0.0%

0.3%PLUS.L0.0%

Held in common3.2%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$187.1B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
3	ADLS	WisdomTree International SmallCap Dividend FundRead Desk	0.58%	3.65%	−0.8%	+5.3%	+11.6%	+18.9%	+6.3%	−11.0%	$1.0B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$187.1B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
3	ADLS	WisdomTree International SmallCap Dividend FundRead Desk	0.58%	3.65%	−0.8%	+5.3%	+11.6%	+18.9%	+6.3%	−11.0%	$1.0B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DLS vs IEFA

DLS

WisdomTree International SmallCap Dividend Fund

$13,598

IEFA

iShares Core MSCI EAFE

$14,591

MeasureDLSIEFA

Fee0.58%0.07%

Cost on $10k a year$58$7

Yield3.65%3.47%

5 years, per year+6.3%+7.8%

3 years, per year+18.9%+18.5%

Worst drop · 1Y−11.0%−11.5%

Volatility · 1Y14.3%16.2%

4–2measures won
DLS first

3.2%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: DLS, IEFA, VXUS

Today

50.0%most shared, IEFA and VXUS

DLSIEFAVXUS

DLS—3.2%0.2%

IEFA3.2%—50.0%

VXUS0.2%50.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$340most kept, IEFA

IEFA$347 − $7 = $340

DLS$365 − $58 = $307

VXUS$245 − $5 = $240

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee