DRIP vs SPY

ADRIP

BSPY

Measures won1–5SPY wins · of 6 · 5Y

$10,000 · 5Y$17,151IVV · SPY $17,099

Lowest cost0.03%IVV · $3 on $10k

Most income3.18%DRIP · $318 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common[…]DRIP and SPY

DRIP

SPY

Direxion Daily S&P Oil & Gas Exp. & Prod. Bear 2X ETF · $139MState Street SPDR S&P 500 ETF · $805B

−25.4%3 years · per year$4,155 · $18,174+22.0%

−37.8%5 years · per year$929 · $17,099+11.3%

1.03%Expense ratio$103 · $9 on $10k · lower wins0.09%

3.18%12-mo yield$318 · $103 on $10k1.03%

−69.1%Worst dropSmaller wins−8.9%

59.9%VolatilityLower wins13.6%

1–5SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDRIP · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$886.8B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
3	ADRIP	Direxion Daily S&P Oil & Gas Exp. & Prod. Bear 2X ETFRead Desk	1.03%	3.18%	+5.9%	−56.3%	−57.5%	−25.4%	−37.8%	−69.1%	$139M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$886.8B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
3	ADRIP	Direxion Daily S&P Oil & Gas Exp. & Prod. Bear 2X ETFRead Desk	1.03%	3.18%	+5.9%	−56.3%	−57.5%	−25.4%	−37.8%	−69.1%	$139M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DRIP vs SPY

DRIP

Direxion Daily S&P Oil & Gas Exp. & Prod. Bear 2X

$929

SPY

SPDR S&P 500

$17,099

MeasureDRIPSPY

Fee1.03%0.09%

Cost on $10k a year$103$9

Yield3.18%1.03%

5 years, per year−37.8%+11.3%

3 years, per year−25.4%+22.0%

Worst drop · 1Y−69.1%−8.9%

Volatility · 1Y59.9%13.6%

5–1measures won
SPY first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: DRIP, SPY, IVV

Today

99.9%most shared, SPY and IVV

DRIPSPYIVV

DRIP—[…][…]

SPY[…]—99.9%

IVV[…]99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$215most kept, DRIP

DRIP$318 − $103 = $215

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee