DWMF vs EFA

ADWMF

BEFA

Measures won2–4EFA wins · of 6 · 5Y

$10,000 · 5Y$15,497VEA · EFA $15,117

Lowest cost0.03%VEA · $3 on $10k

Most income3.21%EFA · $321 on $10k

Smallest drop−8.7%DWMF · worst fall in 1Y

Held in common39.5%DWMF and EFA

DWMF

EFA

WisdomTree International Multifactor Fund · $33MiShares MSCI EAFE ETF · $75.5B

+14.2%3 years · per year$14,882 · $16,732+18.7%

+8.4%5 years · per year$14,962 · $15,117+8.6%

0.38%Expense ratio$38 · $32 on $10k · lower wins0.32%

2.94%12-mo yield$294 · $321 on $10k3.21%

−8.7%Worst dropSmaller wins−11.4%

13.5%VolatilityLower wins16.6%

2–4EFA wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsDWMF · EFA

2.0%ASML.AS2.6%

1.6%NOVN.SW1.4%

1.3%HSBA.L1.4%

1.1%SHEL.L1.4%

Held in common39.5%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
2	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$75.5B
3	ADWMF	WisdomTree International Multifactor FundRead Desk	0.38%	2.94%	+2.6%	+4.9%	+7.3%	+14.2%	+8.4%	−8.7%	$33M
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
2	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$75.5B
3	ADWMF	WisdomTree International Multifactor FundRead Desk	0.38%	2.94%	+2.6%	+4.9%	+7.3%	+14.2%	+8.4%	−8.7%	$33M
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DWMF vs EFA

DWMF

WisdomTree International Multifactor Fund

$14,962

EFA

iShares MSCI EAFE

$15,117

MeasureDWMFEFA

Fee0.38%0.32%

Cost on $10k a year$38$32

Yield2.94%3.21%

5 years, per year+8.4%+8.6%

3 years, per year+14.2%+18.7%

Worst drop · 1Y−8.7%−11.4%

Volatility · 1Y13.5%16.6%

4–2measures won
EFA first

39.5%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: DWMF, EFA, VXUS, VEA

Today

65.4%most shared, VXUS and VEA

DWMFEFAVXUSVEA

DWMF—39.5%20.5%28.2%

EFA39.5%—45.7%63.0%

VXUS20.5%45.7%—65.4%

VEA28.2%63.0%65.4%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$289most kept, EFA

EFA$321 − $32 = $289

DWMF$294 − $38 = $256

VEA$244 − $3 = $241

VXUS$239 − $5 = $234

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee