DWMF vs FNDF

ADWMF

BFNDF

Measures won2–4FNDF wins · of 6 · 5Y

$10,000 · 5Y$18,872FNDF · VEA $15,497

Lowest cost0.03%VEA · $3 on $10k

Most income3.03%FNDF · $303 on $10k

Smallest drop−8.7%DWMF · worst fall in 1Y

Held in common29.6%DWMF and FNDF

DWMF

FNDF

WisdomTree International Multifactor Fund · $33MSchwab Fundamental International Large Company Index ETF · $25.6B

+14.2%3 years · per year$14,882 · $18,931+23.7%

+8.4%5 years · per year$14,962 · $18,872+13.5%

0.38%Expense ratio$38 · $25 on $10k · lower wins0.25%

2.94%12-mo yield$294 · $303 on $10k3.03%

−8.7%Worst dropSmaller wins−10.6%

13.5%VolatilityLower wins16.7%

2–4FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsDWMF · FNDF

1.1%SHEL.L2.9%

1.1%ROP.SW1.1%

1.3%HSBA.L1.0%

1.0%BHP.AX1.1%

Held in common29.6%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.03%	+2.4%	+20.2%	+27.8%	+23.7%	+13.5%	−10.6%	$25.6B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	ADWMF	WisdomTree International Multifactor FundRead Desk	0.38%	2.94%	+2.6%	+4.9%	+7.3%	+14.2%	+8.4%	−8.7%	$33M
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.03%	+2.4%	+20.2%	+27.8%	+23.7%	+13.5%	−10.6%	$25.6B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	ADWMF	WisdomTree International Multifactor FundRead Desk	0.38%	2.94%	+2.6%	+4.9%	+7.3%	+14.2%	+8.4%	−8.7%	$33M
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DWMF vs FNDF

DWMF

WisdomTree International Multifactor Fund

$14,962

FNDF

Schwab Fundamental International Large Company Index

$18,872

MeasureDWMFFNDF

Fee0.38%0.25%

Cost on $10k a year$38$25

Yield2.94%3.03%

5 years, per year+8.4%+13.5%

3 years, per year+14.2%+23.7%

Worst drop · 1Y−8.7%−10.6%

Volatility · 1Y13.5%16.7%

4–2measures won
FNDF first

29.6%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$146B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: DWMF, FNDF, IEMG, VEA

Today

59.8%most shared, FNDF and VEA

DWMFFNDFIEMGVEA

DWMF—29.6%0.0%28.2%

FNDF29.6%—5.7%59.8%

IEMG0.0%5.7%—9.5%

VEA28.2%59.8%9.5%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$278most kept, FNDF

FNDF$303 − $25 = $278

DWMF$294 − $38 = $256

VEA$244 − $3 = $241

IEMG$242 − $9 = $233

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee