DWMF vs SCHF

ADWMF

BSCHF

Measures won2–4SCHF wins · of 6 · 5Y

$10,000 · 5Y$15,397SCHF · VEA $15,197

Lowest cost0.03%SCHF · $3 on $10k

Most income3.19%SCHF · $319 on $10k

Smallest drop−8.7%DWMF · worst fall in 1Y

Held in common31.1%DWMF and SCHF

DWMF

SCHF

WisdomTree International Multifactor Fund · $33MSchwab International Equity ETF · $67.8B

+13.5%3 years · per year$14,605 · $17,419+20.3%

+8.0%5 years · per year$14,664 · $15,397+9.0%

0.38%Expense ratio$38 · $3 on $10k · lower wins0.03%

3.02%12-mo yield$302 · $319 on $10k3.19%

−8.7%Worst dropSmaller wins−11.5%

13.3%VolatilityLower wins18.2%

2–4SCHF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsDWMF · SCHF

2.1%ASML.AS1.9%

1.1%ROP.SW1.2%

1.6%NOVN.SW1.1%

1.2%HSBA.L1.0%

Held in common31.1%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.19%	−0.3%	+10.4%	+15.3%	+20.3%	+9.0%	−11.5%	$67.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	ADWMF	WisdomTree International Multifactor FundRead Desk	0.38%	3.02%	−0.3%	+2.3%	+4.5%	+13.5%	+8.0%	−8.7%	$33M
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.19%	−0.3%	+10.4%	+15.3%	+20.3%	+9.0%	−11.5%	$67.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	ADWMF	WisdomTree International Multifactor FundRead Desk	0.38%	3.02%	−0.3%	+2.3%	+4.5%	+13.5%	+8.0%	−8.7%	$33M
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DWMF vs SCHF

DWMF

WisdomTree International Multifactor Fund

$14,664

SCHF

Schwab International Equity

$15,397

MeasureDWMFSCHF

Fee0.38%0.03%

Cost on $10k a year$38$3

Yield3.02%3.19%

5 years, per year+8.0%+9.0%

3 years, per year+13.5%+20.3%

Worst drop · 1Y−8.7%−11.5%

Volatility · 1Y13.3%18.2%

4–2measures won
SCHF first

31.1%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: DWMF, SCHF, VEA, VXUS

Today

84.3%most shared, SCHF and VEA

DWMFSCHFVEAVXUS

DWMF—31.1%28.5%20.5%

SCHF31.1%—84.3%61.8%

VEA28.5%84.3%—65.3%

VXUS20.5%61.8%65.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$316most kept, SCHF

SCHF$319 − $3 = $316

DWMF$302 − $38 = $264

VEA$251 − $3 = $248

VXUS$245 − $5 = $240

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee