DWMF vs SCHF

ADWMF

BSCHF

Measures won2–4SCHF wins · of 6 · 5Y

$10,000 · 5Y$15,351SCHF · VEA $15,147

Lowest cost0.03%SCHF · $3 on $10k

Most income3.18%SCHF · $318 on $10k

Smallest drop−8.7%DWMF · worst fall in 1Y

Held in common31.1%DWMF and SCHF

DWMF

SCHF

WisdomTree International Multifactor Fund · $33MSchwab International Equity ETF · $67.8B

+13.8%3 years · per year$14,738 · $17,665+20.9%

+8.0%5 years · per year$14,691 · $15,351+8.9%

0.38%Expense ratio$38 · $3 on $10k · lower wins0.03%

3.01%12-mo yield$301 · $318 on $10k3.18%

−8.7%Worst dropSmaller wins−11.5%

13.3%VolatilityLower wins18.2%

2–4SCHF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsDWMF · SCHF

2.1%ASML.AS2.0%

1.1%ROP.SW1.2%

1.6%NOVN.SW1.1%

1.2%HSBA.L1.1%

Held in common31.1%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.18%	−3.7%	+10.8%	+16.4%	+20.9%	+8.9%	−11.5%	$67.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	ADWMF	WisdomTree International Multifactor FundRead Desk	0.38%	3.01%	−2.9%	+2.6%	+5.7%	+13.8%	+8.0%	−8.7%	$33M
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.18%	−3.7%	+10.8%	+16.4%	+20.9%	+8.9%	−11.5%	$67.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	ADWMF	WisdomTree International Multifactor FundRead Desk	0.38%	3.01%	−2.9%	+2.6%	+5.7%	+13.8%	+8.0%	−8.7%	$33M
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DWMF vs SCHF

DWMF

WisdomTree International Multifactor Fund

$14,691

SCHF

Schwab International Equity

$15,351

MeasureDWMFSCHF

Fee0.38%0.03%

Cost on $10k a year$38$3

Yield3.01%3.18%

5 years, per year+8.0%+8.9%

3 years, per year+13.8%+20.9%

Worst drop · 1Y−8.7%−11.5%

Volatility · 1Y13.3%18.2%

4–2measures won
SCHF first

31.1%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: DWMF, SCHF, VXUS, VEA

Today

85.2%most shared, SCHF and VEA

DWMFSCHFVXUSVEA

DWMF—31.1%2.0%28.5%

SCHF31.1%—6.3%85.2%

VXUS2.0%6.3%—8.4%

VEA28.5%85.2%8.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$315most kept, SCHF

SCHF$318 − $3 = $315

DWMF$301 − $38 = $263

VEA$250 − $3 = $247

VXUS$246 − $5 = $241

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee