EFA vs FDEV

AEFA

BFDEV

Measures won2–4FDEV wins · of 6 · 5Y

$10,000 · 5Y$15,147VEA · EFA $14,850

Lowest cost0.03%VEA · $3 on $10k

Most income3.28%EFA · $328 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common25.2%EFA and FDEV

EFA

FDEV

iShares MSCI EAFE ETF · $78.1BFidelity International Multifactor ETF · $276M

+19.0%3 years · per year$16,864 · $16,970+19.3%

+8.2%5 years · per year$14,850 · $14,539+7.8%

0.32%Expense ratio$32 · $18 on $10k · lower wins0.18%

3.28%12-mo yield$328 · $326 on $10k3.26%

−11.4%Worst dropSmaller wins−8.5%

16.3%VolatilityLower wins12.5%

2–4FDEV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsEFA · FDEV

1.6%ROP.SW1.7%

1.4%NOVN.SW1.5%

1.4%SHEL.L1.7%

2.7%ASML.AS1.3%

Held in common25.2%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	AEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.28%	−2.9%	+8.6%	+13.5%	+19.0%	+8.2%	−11.4%	$78.1B
3	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.26%	−1.6%	+10.5%	+18.0%	+19.3%	+7.8%	−8.5%	$276M
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	AEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.28%	−2.9%	+8.6%	+13.5%	+19.0%	+8.2%	−11.4%	$78.1B
3	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.26%	−1.6%	+10.5%	+18.0%	+19.3%	+7.8%	−8.5%	$276M
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

EFA vs FDEV

EFA

iShares MSCI EAFE

$14,850

FDEV

Fidelity International Multifactor

$14,539

MeasureEFAFDEV

Fee0.32%0.18%

Cost on $10k a year$32$18

Yield3.28%3.26%

5 years, per year+8.2%+7.8%

3 years, per year+19.0%+19.3%

Worst drop · 1Y−11.4%−8.5%

Volatility · 1Y16.3%12.5%

4–1measures won
FDEV first

25.2%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$58.4B

2–0IXUS wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: EFA, FDEV, VEA, VXUS

Today

63.4%most shared, EFA and VEA

EFAFDEVVEAVXUS

EFA—25.2%63.4%2.5%

FDEV25.2%—21.5%6.2%

VEA63.4%21.5%—8.4%

VXUS2.5%6.2%8.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$308most kept, FDEV

FDEV$326 − $18 = $308

EFA$328 − $32 = $296

VEA$250 − $3 = $247

VXUS$246 − $5 = $241

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee